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646 Swansea Dr , Middletown, DE 19709
$683,500
Est. Payment: $3,737.93/mo
4 Bed
4 Bath
4525 Sqft
0.17 Acres
Status: active | Days on site: 48
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GOLDKEY - 3143403,3291154
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House Description

Ready for a simpler lifestyle but not ready to sacrifice the space and comforts you love? Welcome to 646 Swansea Drive in the desirable 55+ community of Preserve at Deep Creek. Situated on a premium lot backing to open space that will not be developed and with over 4,525 finished square feet, 5 bedrooms and 4 full baths, this beautifully maintained Craftsman-style home makes it possible to right-size your lifestyle without feeling like you're downsizing your home. Enjoy the convenience of main-level living while keeping all the extra space you've grown accustomed to. The first floor features a spacious primary suite with a sitting area and private bath, a second bedroom and full bath, home office and main-level laundry. The gourmet kitchen with center island and pantry opens to generous living space accented by a gas fireplace—ideal for everything from quiet evenings at home to holiday gatherings and entertaining. And there's no need to give up room for family and guests. Upstairs you'll find two additional bedrooms and a full bath, while the partially finished lower level offers another bedroom, full bath and an expansive 26' x 24' family room—perfect for guests, hobbies, movie nights or extended stays. There's even a remarkable 38' x 35' storage room, so moving here doesn't mean parting with everything you've collected over the years. This home is in turnkey condition and includes custom plantation window coverings throughout the home. A 2-car garage with additional storage, extensive hardscaping, and a community pool complete the package. Your lawn care needs are completely taken care of with the community lawn cutting, and the seller installed an irrigation system in place for a lush green lawn! This is downsizing without the sacrifice—less to worry about, but plenty of room to live, entertain, host family and keep the things that matter most. 646 Swansea Drive offers the space of a substantial home with the convenience and lifestyle many buyers are looking for in their next chapter. In addition to this home being 8 years young, the seller is offering a 1-year home warranty for assurance and ease of mind.

Highlights

Listed by Danielle L Benson , 3029830147 and Morgan Benson , 3025844859 Century 21 Gold Key Realty , 3023695397. Bright MLS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

150 Monthly

Year Built

2018

County

New Castle

Area

South Of The Canal (30907)

Neighborhood

Preserve At Deep Crk

School District

Appoquinimink

Listing ID

DENC2111858

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer, Dryer - Front Loading, Oven - Double, Cooktop, Refrigerator
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Luxury Vinyl Plank,Tile/Brick,Carpet
Above Ground Sq Ft:3525
Below Ground Sq Ft:1000
Basement:Full,Partially Finished,Heated,Improved,Interior Access,Poured Concrete,Sump Pump,Windows
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Ceiling Fan(s), Kitchen - Island, Kitchen - Gourmet, Primary Bath(s), Pantry, Recessed Lighting, Sound System, Walk-in Closet(s), Wet/Dry Bar, Window Treatments, No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:4
Zoning:23R-3
Roof:Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Very Good
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Additional Storage Area,Built In,Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Nov 14
Principal Interest
$3,738
Taxes
$521
HOA
$150

Home Price

$683,500

Loan Details

30 yrs
7.271%

Down Payment

20%
$136,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,737.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,737.93 $520.92 $150.00 $4,408.85
Yearly $44,855.18 $6,251.00 $1,800.00 $52,906.18
Total $1,345,655.36 $187,530.00 $54,000.00 $1,587,185.36
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Middletown, DE).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS