3315 Wisconsin Ave NW #1, a main-level studio co-op in Cathedral Heights, Washington DC 20016, offered at $154,000.At The Chesterfield, the $407 co-op fee includes electricity, gas, heat, air conditioning, water, sewer, property taxes, management and reserves, so there is no second bill to budget for. This 400 square foot studio co-op sits on the main level, where the front door opens straight into an open living and dining area with hardwood floors and large windows. No stairs to climb, no elevator to wait for. Laundry is on the same floor, designated parking is reachable without steps, and the unit comes partially furnished, a comfortable canvas to make your own. Outside, Cathedral Commons and its Giant and CVS anchor the corner of Wisconsin and Macomb, with the restaurants and cafes of Cleveland Park and Glover Park minutes along the avenue, American University and Georgetown University close by, and bus service on Wisconsin. Pets considered case by case. Eligible buyers may qualify for a $3,000 lender credit. Co-op financing is available — PNC lends in this building (Paul Maysak, (202) 302-0152), and a $3,000 PNC grant may be available to eligible buyers.