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314 Oak St , Andover, IL 61233
$265,000
Est. Payment: $1,421.85/mo
4 Bed
2 Bath
2286 Sqft
0.31 Acres
Status: active | Days on site: 25
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108282 - 1083306
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House Description

Welcome to this beautifully updated raised ranch offering 4 bedrooms, 2 full baths, and a 2-car attached garage, situated on a spacious 0.31-acre lot. This home offers numerous updates and desirable features throughout, including a whole-house generator, durable metal roof, and 200-amp electrical service. The updated kitchen features solid-surface countertops, under-cabinet lighting, and an island with seating, with the island and chairs staying with the home. The living room showcases crown molding, while the main bath has been remodeled for a fresh, modern feel. The remodeled basement provides additional living space, including a comfortable family room with a gas-log fireplace-perfect for relaxing or entertaining. With its spacious layout, extensive updates, and convenient features, this home is ready for you to move in and enjoy! Shed does not stay with Property. Qualified buyers may be eligible for assistance through available programs. See IHDA flyer for more information. Located in USDA-eligible area! USDA financing may be available to qualified buyers, subject to borrower and property eligibility, lender approval, and USDA program requirements.

Highlights

Listed by Tammy Hamerlinck , 309-236-1582 NextHome QC Realty , 309-302-0019. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.31

Year Built

1964

County

Henry

Area

Andover

School District

223

Listing ID

12760788

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:Gas Log
Basement:Finished,Full,Walk-Out Access
Water:Public

Exterior Features

Lot:Level
Lot Dimensions:100x135x100x135
Garage Capacity:2
Roof:Metal
Sewer:Septic Tank
Parking Features:Attached,Garage
Principal Interest
$1,422
Taxes
$255

Home Price

$265,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,421.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,421.85 $254.75 $0.00 $1,676.60
Yearly $17,062.20 $3,057.00 $0.00 $20,119.20
Total $511,865.96 $91,710.00 $0.00 $603,575.96
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Andover, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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