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9 A184 Cottonwood Ct , Apple River, IL 61001
$459,999
Est. Payment: $2,468.11/mo
3 Bed
3 Bath
3265 Sqft
Status: active | Days on site: 7
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28786 - 253168
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House Description

Enjoy the best of Apple Canyon Lake living in this spacious, beautifully maintained home situated on a private double lot with a transferable marina dock. Designed for both everyday comfort and entertaining, the main level offers an open-concept layout with soaring vaulted ceilings, abundant natural light, solid oak trim, and all bedrooms conveniently located on one level. The kitchen opens seamlessly to the dining and living areas, creating a bright, welcoming space for gathering with family and friends. Step outside to the expansive deck overlooking the large backyard and peaceful wooded surroundings - an ideal setting for outdoor dining, relaxing evenings, and enjoying the lake lifestyle. The fully finished walkout lower level takes entertaining to another level, featuring an impressive custom handcrafted bar, generous recreation and lounge space, and direct access to the covered patio. A large additional storage garage provides plenty of room for lake toys, tools, hobbies, and seasonal equipment. The custom bar seating with leather chairs, along with the poker table and chairs, will remain with the home. Two additional finished rooms offer flexible options for a home office, guest space, fitness room, or additional recreation area. Recent updates include a newer roof, gutters and fascia, new A/C unit, tankless water heater, and brand-new dishwasher. And for an incredible turnkey lake package, the home also includes a 24-ft pontoon boat and UTV - making it easy to start enjoying Apple Canyon Lake from day one. Whether you're searching for a full-time residence, weekend retreat, or a place to gather with family and friends, this property delivers space, privacy, recreation, and year-round enjoyment.

Highlights

Listed by Melissa Vasen , 708-268-2313 xr realty , 773-234-8155. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

81 Monthly

Year Built

2001

County

Other

Area

Out of Area West

School District

206

Listing ID

12772034

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Electric Oven, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Radon Mitigation System
Air Cond:Central Air
Fireplaces:
Floor:Laminate,Carpet
Basement:Finished,Exterior Entry,Rec/Family Area,Sleeping Area,Storage Space,Walk-Up Access,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
Water:Shared Well

Exterior Features

Lot:Wooded,Views
Lot Dimensions:000
Garage Capacity:9
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Garage,Yes,Garage Owned,Attached,Driveway,Owned
Principal Interest
$2,468
Taxes
$696
HOA
$81

Home Price

$459,999

Loan Details

30 yrs
7.08%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,468.11

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,468.11 $695.97 $81.00 $3,245.08
Yearly $29,617.34 $8,351.60 $972.00 $38,940.94
Total $888,520.12 $250,548.00 $29,160.00 $1,168,228.12
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Apple River, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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