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401 W Madison St , Belvidere, IL 61008
$239,900
Est. Payment: $1,287.18/mo
3 Bed
2 Bath
1092 Sqft
Status: active | Days on site: 8
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8889 - 28121
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House Description

Welcome to this charming ranch home with a full basement, offering the perfect blend of comfort, functionality, and convenience-plus a brand-new roof recently installed for added peace of mind! Step inside to the spacious living room is filled with natural light from a large bay window, making it an inviting place to relax or entertain. Adjacent to the living room, the dining area flows to the kitchen, which features an electric cooktop, built-in wall oven, stainless steel refrigerator, and dishwasher, three generously sized bedrooms, all featuring beautiful hardwood flooring. The remainder of the main level showcases attractive wood laminate flooring, creating a warm and cohesive living space. The partially finished basement expands your living space with a large open recreation area offering endless possibilities for a family room, game room, fitness area, or hobby space. An additional flex room is perfect for a home office, workshop, or extra storage. The utility room includes a washer and dryer for added convenience. Enjoy outdoor living in the spacious backyard featuring a patio and ample room for gardening, entertaining, or simply unwinding. Mature landscaping and planting areas provide the perfect opportunity to create your own outdoor oasis. Significant updates include: NEW Roof (2026), most windows replaced, washer and dryer (2015/2016), dual-zone heating and air conditioning, water heater (2018), stove (2021), and dishwasher (2022). Ideally located near shopping, dining, parks, schools, and major transportation routes, this well-maintained home offers exceptional value and endless potential. Don't miss this wonderful opportunity to make it yours!

Highlights

Listed by Monica Vargas , 847-877-5988 GREAT HOMES REAL ESTATE, INC. , 847-930-5080. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1959

County

Boone

Area

Belvidere

Neighborhood

Aberdeen Creekside

School District

100

Listing ID

12756704

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Microwave, Dishwasher, Refrigerator, Washer, Dryer, Cooktop, Oven, CO Detectors,Ceiling Fan(s)
Air Cond:Wall Unit(s),Zoned
Fireplaces:
Basement:Partially Finished,Unfinished,Full
Water:Public

Exterior Features

Lot Dimensions:66X162
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$1,287
Taxes
$339

Home Price

$239,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$47,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,287.18

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,287.18 $338.75 $0.00 $1,625.93
Yearly $15,446.12 $4,065.00 $0.00 $19,511.12
Total $463,383.56 $121,950.00 $0.00 $585,333.56
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Belvidere, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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