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13 Bay Pointe Dr , Bloomington, IL 61704
$475,000
Est. Payment: $2,592.27/mo
4 Bed
3 Bath
4351 Sqft
Status: contingent | Days on site: 10
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House Description

Northpoint lakefront ... Spectacular views from the deck, enclosed porch, family room, and kitchen! This original-owner, custom-built 1.5-story, sprawling brick-front home sits on the deepest lakefront lot (224 ft) in the sought-after Northpoint subdivision. Assisted by smartly placed windows, imagine the unobstructed views from the home. Enjoy sunsets or a variety of yard games! Exceptional features include pillared archway between the spacious FR to an expanded kitchen with a custom-designed angled island, an eat-in breakfast nook, a wide staircase leading to a second-story 8x12 loft and adjoining 11x15 sitting room, and 3 bedrooms with a Jack-and-Jill bath. An oversized 12 x 11 laundry room with garage and backyard entries, plus a 16 x 16 tiled-floor screened-in porch, complete the main level. Updated HVAC, WH, roof, and kitchen enhance this meticulously maintained home. Lakefront lots like this one do not come up often - make this home yours today!

Highlights

Listed by Sue Tretter , 309-287-7962 RE/MAX Rising , 309-340-1000. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

320 Annually

Year Built

1993

County

McLean

Area

Bloomington

Neighborhood

Northpoint

School District

5

Listing ID

12758005

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, High End Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Hardwood,Wood
Basement:Unfinished,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), 1st Floor Bedroom, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Waterfront
Lot Dimensions:76 x 224
Garage Capacity:3
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Attached,Garage
Principal Interest
$2,592
Taxes
$848
HOA
$320

Home Price

$475,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,592.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,592.27 $848.42 $320.00 $3,760.69
Yearly $31,107.24 $10,181.00 $3,840.00 $45,128.24
Total $933,217.15 $305,430.00 $115,200.00 $1,353,847.15
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Bloomington, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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