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8978 Mill Creek Rd , Bloomington, IL 61705
$379,900
Est. Payment: $2,073.27/mo
3 Bed
3 Bath
4128 Sqft
0.55 Acres
Status: active | Days on site: 8
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97105 - 980143
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House Description

Welcome to a home that blends modern updates, generous living space, and a peaceful setting! Built in 1978 and lovingly cared for by the same owners for more than 30 years, this 3-bedroom, 3-full-bath home is ready for its next chapter. At the heart of the home is the beautifully renovated modern kitchen, featuring gorgeous quartz countertops and an impressive oversized island offering abundant storage. Even better, the island is on wheels, allowing you to easily reposition it to suit entertaining, meal prep, or everyday living. The home offers plenty of room to spread out, including a spacious family room addition completed in 2010. Located at the back of the home, this inviting space features a fireplace and access to a wonderful covered deck-the perfect place to relax, enjoy your morning coffee, or take in the peaceful surroundings. The primary suite features a beautifully updated newer en-suite bath, while the finished lower-level basement provides even more flexible living space and includes one of the home's three full bathrooms. Additional highlights include an oversized 2-car garage, newer vinyl windows, and newer driveway, sidewalk, and front patio/entry improvements. Recently installed professionally installed Govee color-changing exterior lighting surrounds the perimeter of the home, making it easy to customize your exterior lighting for holidays, special occasions, or everyday ambiance. Outside, you'll find a large half-acre lot offering a serene setting with the home positioned on higher ground and a gently sloping backyard leading toward a wooded creek at the far back of the property. It's a wonderful combination of outdoor space, mature surroundings, and privacy. With its updated kitchen and baths, multiple living areas, finished basement, covered outdoor space, oversized garage, and beautiful setting, this well-cared-for home offers the space and versatility you've been looking for. There is no shortage of storage space in the larger that it seems from the street home. After more than 30 years of being loved and cared for, it's ready to welcome someone new and begin its next chapter!
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Highlights

Listed by Jen Johnson , 309-472-9687 RE/MAX Rising , 309-340-1000. Midwest Real Estate Data mls logo

Property Type

Residential
Lot/Acreage
0.55

Year Built

1978

County

McLean

Area

Bloomington

 Neighborhood

Not Applicable

 School District

16

Listing ID

12744435

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Basement:Finished,Full
Water:Public

Exterior Features

Lot Dimensions:150x160
Garage Capacity:2
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Attached,Garage
Principal Interest
$2,073
Taxes
$678

Home Price

$379,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,073.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,073.27 $677.84 $0.00 $2,751.11
Yearly $24,879.24 $8,134.04 $0.00 $33,013.28
Total $746,377.25 $244,021.20 $0.00 $990,398.45
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Market insight data is pulled from the same city as the listing being viewed (Bloomington, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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