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1905 Northlake Ln , Carlock, IL 61725
$350,000
Est. Payment: $1,877.91/mo
3 Bed
2 Bath
1728 Sqft
Status: active | Days on site: 51
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87593 - 116296
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House Description

Lakehouse on 2.4 acres with 278ft of lakefront! Rural living with over 100 species of animals. Beautiful sunrises and moonscapes over the lake can be seen from the Master bedroom, 2nd bedroom, foyer, living room, front porch, 3rd bedroom, Family room/4th bedroom, French doors, walk-out patio, garage and most of the yard. Home will be ready to show on 10/11/26. Showings will only be available by appointment with serious buyers. Please bring pre-approval letter or proof of funds. Redacting is ok! My wife & her family are attorneys and own a title company in Eureka. They can take care of the sales contract & title work for closing. 100 per cent financing with no mortgage insurance available. Must go through USDA for the that financing option. Other financing options are ok. Cash buyers move up front! I've owned this house 29 years. It was only on the market once and I bought it the 1st day on the market. I wasn't planning on ever moving from this property, but dying family members need our help and we are relocating asap. Bi-level house sits back off a private dead end lane in Woodford county with each floor at 864 sqft. Total of 1728 sq ft. 3-4 bedrooms, (big downstairs living area could be the 4th bedroom) 2.4 acres. 2.1 of that is land. The rest is in the water. On well & septic. LP gas heat. Country setting with few neighbors, all spaced out. Upstairs remodeled. Solid 6 panel oak doors. Kitchen with stainless appliances, electric double oven (a gas hookup is also there if desired to change to a gas stove), maple wood cabinets. Hidden Bosch super silence dishwasher, deep double sink w septic safe disposal. Upstairs bathroom remodeled with luxury whirlpool with air & water jets and stone surround. Heated toilet seat. Marble sink. 12x14, 3 season porch off kitchen with a 10x12 deck w a kick out for a grill. 18' above ground pool with oversized sand filter. Basement has a walk-out with french doors with a large 21x20 concrete area with a soft top Gazebo. 6 panel doors. Gas fireplace in the basement living area. Started putting in a wet bar with white oak cabinets. Bar itself not finished or wet bar plumbing hooked up. Bathroom downstairs has been removed and new taller toilet installed. Ready for stand up shower and choice of vanity/sink to be installed. 47 years left on transferable roof warranty that covers material & labor! Dry basement with transferable lifetime warranty. Water softener and iSpring water filtration system with uv light included. Starlink satellite internet. No zoning restrictions, no hoa, no permits required to build or do anything! 24x40, 4 car detached garage set up for shop work. Outlets every 10ft, 220 heater hard wired in. Also another 220v outlet wired up and is good to plug in a 220v welder, air compressor, or any other 220v tools. Ceiling and walls insulated. 16' insulated garage door w windows powered by a belt drive garage door opener. 2 floor drains, water spigot, 16x28 loft area for storage.

Highlights

Listed by Kirk Bennett , 800-296-9637 ByOwner.com , 800-296-9637. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1976

County

Woodford

Area

Carlock

School District

140

Listing ID

12725420

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Water Softener Owned, Water-Softener Owned,CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Wood
Basement:Finished,Full,Walk-Out Access
Water:Well

Exterior Features

Lot:Waterfront
Lot Dimensions:2.1
Garage Capacity:4
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Garage Door Opener,Yes,Detached,Garage
Principal Interest
$1,878
Taxes
$348

Home Price

$350,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$70,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,877.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,877.91 $348.00 $0.00 $2,225.91
Yearly $22,534.98 $4,176.00 $0.00 $26,710.98
Total $676,049.39 $125,280.00 $0.00 $801,329.39
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Carlock, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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