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2104 Harbortown Cir Unit 2104 , Champaign, IL 61821
$185,000
Est. Payment: $992.61/mo
3 Bed
2 Bath
1486 Sqft
Status: active | Days on site: 7
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House Description

Welcome to 2104 Harbortown Circle! Lovingly maintained by the same owners for the past 31 years, this beautifully and tastefully updated condominium offers comfort, style, and picturesque lake views. The thoughtfully designed floor plan features three bedrooms plus a versatile office/den, a spacious living room with a cozy wood-burning fireplace, a dedicated dining room, and a well-appointed galley kitchen featuring quality Techline cabinetry, solid surface countertops and sink and under-cabinet lighting. Enjoy the convenience of one and a half bathrooms, abundant closet space, a walk-in closet, and additional built-in shelving in the attached garage. Step outside to the composite deck balcony and take in the peaceful lake views-an ideal setting for morning coffee or evening relaxation. Numerous updates over the years include flooring in the kitchen and dining room, ceramic tile flooring in both bathrooms, a refinished bathtub and shower, a Bacon Van Buskirk shower door, updated lighting and plumbing fixtures, lights on dimmer switches and many additional improvements that reflect the exceptional care this home has received. This move-in-ready condominium offers low-maintenance living in a beautiful waterfront setting. There is currently no owner occupied exemption on this property, so if new owner occupied as primary residence, they would receive exemption.

Highlights

Listed by Creg McDonald , 217-493-8341 and Michael Nelson , (217) 840-9013 Realty Select One , Midwest Real Estate Data mls logo

Property Type

Condo/Townhome

HOA Fee

245 Monthly

Year Built

1982

County

Champaign

Area

Champaign, Savoy

School District

4

Listing ID

12707027

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Dishwasher, Refrigerator, Washer, Dryer, Cooktop, Oven
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Vaulted Ceiling(s), Walk-In Closet(s), Cats OK, Dogs OK
Water:Public

Exterior Features

Lot:Waterfront
Lot Dimensions:Condo
Garage Capacity:1
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Attached,Garage
Principal Interest
$993
Taxes
$404
HOA
$245

Home Price

$185,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$37,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$992.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $992.61 $403.92 $245.00 $1,641.53
Yearly $11,911.35 $4,847.00 $2,940.00 $19,698.35
Total $357,340.39 $145,410.00 $88,200.00 $590,950.39
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Champaign, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T20:59:06.000Z

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