**Listing reactivated due to previous buyer's failure to perform - the inspection and appraisal were both completed successfully, with no inspection issues; Owner will complete or hold escrow for reach porch completion. Showings to resume first week of November** Outstanding owner-occupant or investment opportunity in Chicago's Montclare neighborhood! Fully updated in 2021, this well-maintained two-unit property offers 4 bedrooms, 3 full bathrooms and approximately 2,837 square feet of total gross building area, including the finished garden level. The spacious upper duplex extends across the main and dormered upper floors and features 3 bedrooms, 2 full bathrooms, separate living and dining rooms, and a well-appointed kitchen with rich wood cabinetry, exotic granite countertops, a center island and stainless-steel appliances. The kitchen includes a separate cooktop, oven, warming drawer, dishwasher and garbage compactor. Hardwood, marble and tile flooring, recessed lighting, decorative trim and heated bathroom floors add comfort and character throughout. The uppermost level provides an oversized bedroom or primary-suite-style retreat with vaulted and sloped ceilings, generous open space and its own full bathroom. The separate garden apartment offers approximately 1,049 square feet with 1 bedroom, a den or flex room, full kitchen, living area and renovated bathroom. Additional features include marble countertops, extensive bathroom tile, heated flooring, an overhead heat lamp and a multi-spray shower system. This flexible layout is well suited for rental income, extended living, guests or a home office. Mechanical features include hot-water baseboard heat and a tankless water heater. Outside, the property offers a fenced backyard, an expansive rear deck with pergola, space for outdoor entertaining or recreation, and a detached two-car garage with alley access. The garage is entirely vacant and ready for the new owner's use. Conveniently located near shopping, parks, schools, library services, medical offices, CTA bus routes and Metra transportation. An excellent opportunity for an owner-occupant seeking additional income, a multigenerational household or an investor looking for two updated units with flexible occupancy options. The adjacent commercial property may also be available separately, creating a potential assemblage opportunity with approximately 15,025 square feet of combined land area and approximately 120 feet of street frontage. Contact the listing broker for additional information.