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420 W Ontario St Unit 405 , Chicago, IL 60654
$1,295,000
Est. Payment: $6,948.29/mo
4 Bed
4 Bath
3500 Sqft
Status: contingent | Days on site: 6
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House Description

A rare River North original with unmistakable style, this top-floor residence at Timber Gallery Lofts pairs the character of a historic Chicago brewery with the scale and allure of a New York loft. Spanning approximately 3,500 square feet within a converted brick-and-timber building, the home offers four bedrooms, four full baths, a dedicated office nook, two separate living spaces, and a formal dining room. Originally two residences combined into one, it offers a distinctive layout and a sense of scale rarely found in the neighborhood. Twelve-foot timber ceilings, exposed brick, and skylights give the home its dramatic character. The skylights bring a distinctly New York loft sensibility, drawing natural light into the open, beamed hallways and living spaces. Together, these details create a setting that feels warm, striking, and unmistakably urban. The gracious living room opens to the kitchen and a private balcony, while separate formal dining room and family room with private balcony offer space to entertain, unwind, and enjoy the home at your own pace. An adjoining office nook provides a dedicated place to work. The kitchen pairs custom Encore Gallery cabinetry and quartz counters with Fisher & Paykel refrigerator, range, and dishwasher, plus a KitchenAid wine fridge. An island, breakfast bar, range hood, bar nook with a built-in wine refrigerator, and closet pantry complete the space. The fully enclosed primary suite features a generous walk-in closet and spa bath with a walk-in shower and bench, separate air-jet soaking tub, and double vanity finished in quartz and marble. Three additional bedrooms (one ensuite), and two full hall baths complete this space. All three secondary bathrooms have been newly renovated. Updates to the kitchen and all baths span 2022 through 2026. Solid stained hardwood floors run throughout. Additional features include a brand-new side-by-side washer and dryer, custom built-out closets, two separate heating and cooling systems for zoned comfort, fire sprinklers, CO detectors, a second private balcony, smart lock, smart thermostat, and a dedicated storage cage just down the hall. This unit owns the roof rights to the area directly above the unit, which could potentially be developed into a private rooftop space. Timber Gallery Lofts is a secure, brick-clad boutique building with just 29 residences. Residents enjoy a common roof deck with sweeping city views and roof rights, along with a bike room, receiving room, and secure entry One deeded garage parking space with an EV charger at 435 W Erie is included; an additional parking space is available for $30,000. Owner enjoys access to the fitness room at 435 W Erie due to garage ownership. Set on a quiet, tree-lined stretch of River North, the home is moments from some of the city's best restaurants and nightlife, with convenient access to major highways. Lofts with this much character, history, and unmistakable style are rarely available-and never quite alike. Here is a rare opportunity to own a piece of Chicago's brewery-era past, reimagined as a striking, high-design River North home. Come experience it in person; its scale, atmosphere, and soul are impossible to capture in photographs alone.

Highlights

Listed by Carrie McCormick , 312-961-4612 @properties Christie's International Real Estate , 773-472-0200. Midwest Real Estate Data mls logo

Property Type

Condo/Townhome

HOA Fee

1627 Monthly

Year Built

1914

County

Cook

Area

CHI - Near North Side

Neighborhood

Timber Gallery Lofts

School District

299

Listing ID

12753902

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Wine Refrigerator, Range Hood, Fire Sprinklers,CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Other:
  • ▪ Additional:Storage, Cats OK, Dogs OK
Water:Lake Michigan

Exterior Features

Lot Dimensions:COMMON
Garage Capacity:1
Others:
  • ▪ Additional:Balcony
Sewer:Public Sewer
Parking Features:Garage Door Opener,Off Site,Garage Owned,Detached,Garage
Principal Interest
$6,948
Taxes
$1,485
HOA
$1,627

Home Price

$1,295,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$259,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,948.29

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,948.29 $1,485.35 $1,627.00 $10,060.63
Yearly $83,379.42 $17,824.18 $19,524.00 $120,727.60
Total $2,501,382.72 $534,725.40 $585,720.00 $3,621,828.12
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Chicago, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T22:55:05.000Z

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