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sales rep | Brivity IDX

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343 S 1st St SE , Clay City, IL 62824
$43,900
Est. Payment: $235.54/mo
3 Bed
1 Bath
1440 Sqft
0.52 Acres
Status: contingent | Days on site: 119
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98228 - 1060044,1060222
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House Description

Here Is Your Fixer Upper! This Bank-Owned Property is ready to be loved! Located east of the ball diamonds, this edge-of-town location is great. The yard is huge, with this 1480 sq. ft. 3 Bedroom home sitting high on just over 1/2 an acre. Part of the lower area in front had been in a flood zone, but this home has been removed. The living room is spacious with a large picture window, a wood-burning insert in the fireplace, and a snuggle bench off to the side of the mantle. The dining room overlooks the living room and has plenty of space for guests. The kitchen has loads of kitchen cabinets, patio doors off to the side and plenty of room for a breakfast table. The gas range and refrigerator will be include with the home. The 3 bedrooms are all nice-sized, and the entire home has replacement windows. This home is being sold As-IS and is ready for some TLC, but at just over $32 per sq ft, how can you go wrong? This home can only be able to be financed with conventional financing or a cash purchase. Ask about grant programs that may be available.

Highlights

Listed by Phil Wiley , 618-676-7445 WILEY REALTY GROUP , 618-508-4848. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.52

Year Built

1935

County

Clay

Area

Clay City

School District

10

Listing ID

12653025

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central Air
Fireplaces:Wood Burning Stove
Water:Public

Exterior Features

Lot Dimensions:122x185
Garage Capacity:4
Sewer:Public Sewer
Parking Features:Yes
Principal Interest
$236
Taxes
$63

Home Price

$43,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$8,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$235.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $235.54 $62.92 $0.00 $298.47
Yearly $2,826.53 $755.05 $0.00 $3,581.58
Total $84,795.91 $22,651.50 $0.00 $107,447.41
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Clay City, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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