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4400 Riverside Dr , Crystal Lake, IL 60014
$435,000
Est. Payment: $2,333.98/mo
3 Bed
3 Bath
1404 Sqft
0.25 Acres
Status: active | Days on site: 60
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House Description

PRICED TO SELL, MOTIVATED SELLER, TAKE ADVANTAGE OF AUTUMN ON THE RIVER! ! NO WATER INTRUSION DURING FLOODS! Waterfront Living at Its Best - No HOA! Welcome to your riverfront retreat! This beautifully updated 3-bedroom, 2.5-bath home sits on a rare, level double lot with 80 feet of direct river frontage-ideal for waterskiing, boating, kayaking, paddle boarding, and fishing right from your backyard. "Bonus Value: The square footage for this home is deceptively spacious. The entire second floor (comprising bedrooms, bathrooms, laundry, and storage above the garage) is not included in the primary square footage count, offering significantly more functional room than meets the eye." The deep-water pier is ready for all your toys and adventures! Enjoy the outdoors in every season-watch abundant wildlife, snowmobile in winter, or gather around the fire pit under the stars. Inside, you'll find a bright, nautical cottage-inspired interior featuring new luxury vinyl plank flooring, fresh finishes, and newer stainless steel appliances in the open-concept kitchen. The spacious layout offers plenty of room to entertain, unwind, or simply take in the stunning water views. Additional highlights include an attached 2-car garage, ample parking, and a golf cart-friendly neighborhood. You'll also appreciate the new septic system (installed 2023) for added peace of mind. With no HOA restrictions, this home offers true flexibility-perfect as a full-time residence, weekend getaway, or high-performing short-term rental (Airbnb or VRBO). Don't miss this rare opportunity to own your own slice of riverfront paradise-where every day feels like vacation!

Highlights

Listed by Daniel Nierman , 847-601-9359 4 Sale Realty Advantage LLC , 847-601-9359. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1942

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

Neighborhood

Bayview Beach

School District

46

Listing ID

12727306

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Water-Softener Owned,CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Gas Log
Water:Well

Exterior Features

Lot:Water Rights,River Front,Waterfront
Lot Dimensions:10777
Garage Capacity:8
Roof:Asphalt
Others:
  • ▪ Additional:Boat Slip, Fire Pit
Sewer:Septic Tank
Parking Features:Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Garage
Principal Interest
$2,334
Taxes
$579

Home Price

$435,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$87,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,333.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,333.98 $578.92 $0.00 $2,912.90
Yearly $28,007.76 $6,947.00 $0.00 $34,954.76
Total $840,232.81 $208,410.00 $0.00 $1,048,642.81
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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