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6414 Vermont Trl , Crystal Lake, IL 60012
$765,000
Est. Payment: $4,104.59/mo
4 Bed
4 Bath
5505 Sqft
5.3 Acres
Status: active | Days on site: 151
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House Description

** Seller offering 1-pt buy-down on interest rate** Welcome to a truly exceptional estate where custom craftsmanship, privacy, and an ideal **MULTIGENERATIONAL LIVING** design come together on over five acres in the sought-after Covered Bridge Trails subdivision of Crystal Lake. This extraordinary quality brick and cedar home offers nearly 5,500 square feet of beautifully finished living space across three levels, showcasing rich hardwood floors, soaring cathedral ceilings, and abundant natural light throughout. The beautifully appointed chef-inspired eat-in kitchen features a large center island with seating, abundant cabinetry, and an adjoining screened porch overlooking the tranquil wooded landscape. Just beyond, the breathtaking two-story cathedral living room stuns with a dramatic wall of windows framing picturesque views and opens seamlessly to the expansive wraparound deck - creating the perfect indoor-outdoor living experience. The first-floor primary suite is a private sanctuary with deck access, hardwood floors, a walk-in closet, and a spa-inspired en-suite bath featuring a whirlpool tub, separate shower, and double vanity. A formal dining room, private den, and main-floor laundry complete the first-level. Upstairs, two generously sized bedrooms share a dual-vanity full bath enhanced by the natural light of a skylight. The spectacular finished walkout lower-level functions as a **private multigenerational suite** offering a spacious family room with a cozy fireplace, a full second kitchen, a second primary bedroom with walk-in closet, and a full bath. Outside, discover 5.3 professionally landscaped wooded acres highlighted by a private spring-fed pond, creating an extraordinary setting that feels like your own secluded retreat. Completing this remarkable property is a **CAR LOVER'S DREAM** with 4-car attached garage, along with a newer roof and furnace. Ideally located just minutes from downtown Crystal Lake, Metra, **TOP-RATED** Prairie Ridge High School, Veteran Acres Park, and all the best that Crystal Lake has to offer! Property is being sold As-Is.

Highlights

Listed by Valerie Archos-Beutel , 773-814-2465 Baird & Warner , 815-459-1855. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
5.3

HOA Fee

125 Annually

Year Built

1990

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

Neighborhood

Covered Bridge

School District

47

Listing ID

12626581

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Trash Compactor, Water-Softener Owned,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Below Ground Sq Ft:2028
Basement:Finished,Exterior Entry,Walk-Out Access
Other:
  • ▪ Additional:Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom, In-Law Floorplan, Walk-In Closet(s)
Water:Well

Exterior Features

Lot:Corner Lot,Landscaped,Wooded,Lake Front,Pond,Waterfront
Lot Dimensions:300X172X127X152X92X100X450X597
Garage Capacity:4
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Concrete,Side Driveway,Garage Door Opener,Garage,Yes,Garage Owned,Attached
Principal Interest
$4,105
Taxes
$1,293
HOA
$125

Home Price

$765,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$153,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,104.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,104.59 $1,293.34 $125.00 $5,522.93
Yearly $49,255.03 $15,520.12 $1,500.00 $66,275.15
Total $1,477,650.80 $465,603.60 $45,000.00 $1,988,254.40
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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