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55 W Paddock St , Crystal Lake, IL 60014
$345,000
Est. Payment: $1,882.81/mo
3 Bed
2 Bath
1572 Sqft
Status: active | Days on site: 7
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96218 - 50712
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House Description

When Opportunity Knocks, Answer the Door! This is your chance to own a fabulous Cape Cod bursting with curb appeal, timeless character, and old-world charm, perfectly situated on a corner lot in the heart of downtown Crystal Lake! Step inside to a spacious and inviting living room featuring two beautiful bay windows that fill the home with natural light, along with a brick fireplace that creates a warm and welcoming atmosphere. The formal dining room is perfectly sized for entertaining and showcases gorgeous pinewood flooring, a beamed ceiling, a second brick fireplace, and a glass door leading to the most relaxing vaulted sunroom surrounded by windows. Remove the windows and instantly transform the space into the perfect screened porch for enjoying warm summer evenings. The rustic kitchen is full of charm with its wood-beamed ceiling, center island complete with a built-in electric outlet, and a cleverly concealed washer and dryer tucked behind oversized pantry doors. Just off the kitchen, you'll find a full bath and a convenient first-floor bedroom with access to the full basement through a floor hatch. Upstairs offers two additional bedrooms, a second full bath, and an abundance of hallway closet space for all your storage needs. Outside, the property also features an oversized 2-car garage and a storage shed. Location is everything, and this home delivers - just seconds from schools, shopping, restaurants, and the Metra station, making commuting and downtown living incredibly convenient!

Highlights

Listed by Kay Wirth , 815-354-5394 RE/MAX Suburban , 815-455-5700. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1876

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

School District

47

Listing ID

12775508

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:Gas Log
Floor:Hardwood
Basement:Cellar,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot:Corner Lot,Landscaped
Lot Dimensions:77x160
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$1,883
Taxes
$754

Home Price

$345,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$69,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,882.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,882.81 $754.17 $0.00 $2,636.97
Yearly $22,593.68 $9,050.00 $0.00 $31,643.68
Total $677,810.35 $271,500.00 $0.00 $949,310.35
Lender profile image
Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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