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643 Ruby St , Crystal Lake, IL 60014
$349,000
Est. Payment: $1,872.55/mo
3 Bed
2 Bath
1450 Sqft
Status: active | Days on site: 11
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26496 - 246487
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House Description

We have MOVE-IN READY units available! Come take a peek at our Model Unit. Welcome to Bard Estates, where elegance, comfort, and exceptional value come together in the heart of Crystal Lake. This beautifully appointed center-unit townhome offers new construction, semi-custom design, and thoughtfully selected finishes that make everyday living feel extraordinary. Natural light fills the open-concept living room, dining area, and kitchen, creating a welcoming setting for relaxed evenings and effortless entertaining. A generous center island anchors the kitchen, offering ample space for meal preparation and gathering. The adjoining dining area comfortably accommodates a six-person table and opens to a beautiful deck, perfect for morning coffee or unwinding at the end of the day. The main living level features a spacious primary suite with a private bathroom, along with two additional bedrooms and a second full bathroom. This Model Home Upgrades (Not Included): This model home showcases a selection of elevated finishes and design enhancements not included in the base offering, such as a timeless subway tile backsplash, a range hood above the cooktop, a modern LED mirror in the primary bathroom, and elegant porcelain tile in the primary shower. Closet organizers in all three bedrooms add thoughtful storage and everyday convenience. Served by School Districts 47 and 155, Bard Estates places you just minutes from Routes 31 and 14, shopping, dining, and Metra service to Chicago. Enjoy a community pickleball court and children's play area, with two golf courses nearby. Beyond the neighborhood, discover everything that makes Crystal Lake such a wonderful place to call home: a charming historic downtown filled with independent shops and restaurants, inviting lakefront beaches, scenic parks, and outdoor recreation at Three Oaks Recreation Area. Blending small-town charm with the conveniences of a vibrant suburban community, Crystal Lake offers an exceptional setting for your next chapter. Discover beautifully finished, move-in-ready living at Bard Estates.

Highlights

Listed by Pinkey Rauniyar , 224-577-8746 Pinkey Rauniyar , 224-577-8746. Midwest Real Estate Data mls logo

Property Type

Condo/Townhome

HOA Fee

150 Monthly

Year Built

2026

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

School District

47

Listing ID

12787826

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Microwave, Range, Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:Electric
Other:
  • ▪ Additional:Cathedral Ceiling(s), Cats OK, Dogs OK
Water:Lake Michigan

Exterior Features

Lot Dimensions:140X42
Garage Capacity:5
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Assigned,Owned,Garage

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 31
Principal Interest
$1,873
Taxes
$4
HOA
$150

Home Price

$349,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,872.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,872.55 $4.42 $150.00 $2,026.97
Yearly $22,470.59 $53.00 $1,800.00 $24,323.59
Total $674,117.82 $1,590.00 $54,000.00 $729,707.82
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T22:55:05.000Z

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