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658 Monterey Dr , Crystal Lake, IL 60014
$445,000
Est. Payment: $2,387.63/mo
4 Bed
3 Bath
2520 Sqft
0.21 Acres
Status: active | Days on site: 7
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6868 - 46285
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House Description

Prepare to be impressed! Beautifully updated, impeccably maintained, and thoughtfully decorated by an interior designer, this impressive Augusta model in the Four Colonies subdivision shows beautifully from the moment you step inside. Offering more than 2,500 square feet, 4 bedrooms, 2.5 baths, and an expansive loft, there is plenty of room for everyone to spread out. The warm and inviting interior features gorgeous real hardwood floors, fresh neutral paint, solid-core doors, a wood-burning fireplace, and upgraded recessed lighting and designer light fixtures throughout. The updated kitchen features hickory cabinetry, Cambria quartz countertops, stainless steel appliances, and a recently repositioned island, creating a functional and welcoming space for everyday living and entertaining. Updated baths continue the Cambria quartz finishes for a cohesive look throughout. Upstairs, you'll find four generously sized bedrooms plus a huge loft, offering incredible flexibility as a second family room, playroom, home office, workout space, or whatever best suits your lifestyle. Just wait until you step outside! The backyard is made for summer entertaining with a partially sunken aluminum pool, newer heater, filter, and pump, while still offering plenty of grassy yard space. A professionally hardscaped patio and enhanced landscaping create the perfect setting for outdoor dining, entertaining, or simply relaxing at home. Additional highlights include Pella Designer Series windows with retractable screens and sliding patio door, newer stainless-steel appliances, a Level 2 EV charger, and numerous thoughtful updates throughout. Ideally located in an established Crystal Lake neighborhood near parks, schools, shopping, dining, and everyday conveniences, this exceptionally clean and meticulously cared-for home is truly move-in ready. Beautifully designed, incredibly spacious, and made for entertaining both inside and out-658 Monterey Drive is one you won't want to miss!

Highlights

Listed by Jordan Brugioni , 847-980-5492 Jameson Sotheby's International Realty , 312-751-0300. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1978

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

School District

47

Listing ID

12766191

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Freezer, Disposal
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Starter
Floor:Hardwood
Basement:Unfinished,Partial
Other:
  • ▪ Additional:Walk-In Closet(s)
Water:Public

Exterior Features

Lot Dimensions:75X126X75X126
Garage Capacity:2
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,EV Ready,Yes,Attached,Garage
Principal Interest
$2,388
Taxes
$808

Home Price

$445,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$89,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,387.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,387.63 $807.58 $0.00 $3,195.22
Yearly $28,651.62 $9,691.00 $0.00 $38,342.62
Total $859,548.50 $290,730.00 $0.00 $1,150,278.50
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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