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485 Spring Ridge Dr , Crystal Lake, IL 60012
$475,000
Est. Payment: $2,592.27/mo
4 Bed
3 Bath
2278 Sqft
0.29 Acres
Status: active | Days on site: 7
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26203 - 18736,269092
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House Description

| PAID-OFF SOLAR | MAJOR SYSTEMS UPDATED | FINISHED BASEMENT | Paid-off solar panels & a long list of recent updates set this 4-bed/2.5-bath corner-lot home apart, just minutes from downtown Crystal Lake & the Metra. Inside, hardwood floors run through the foyer, dining room, kitchen, & breakfast nook, & plantation shutters dress the windows throughout the main & upper levels. BRAND NEW CARPET freshens both the living room, with its soaring ceiling, & the family room, where a gas fireplace creates a natural spot to gather. The kitchen features stainless appliances & a built-in desk, & it opens to the breakfast nook, where sliders lead out to the patio. First-floor laundry keeps chores close. Upstairs, the primary suite features a tray ceiling, a walk-in closet with custom built-ins, & a bath featuring a double vanity, corner soaking tub, & a glass-enclosed shower with a built-in bench. Three more bedrooms & a full hall bath give everyone room of their own, or one bedroom can serve as a home office. The finished basement adds extra living space, built-in cabinetry, & plenty of storage, with room for an office, rec room, home gym, or all three. Outside, the fully fenced yard features established gardens, raised beds, & a mature shade tree, plus a patio made for morning coffee & summer evenings. Updates: Carpet in living & family rooms (2026); Stove, Dishwasher, Humidifier, A/C & Water Heater (2024); Paid-Off Solar Panels (2023); Roof, Garage Door & Opener (2022); Washer/Dryer & Sump Pump (2021); Patio Door (2019); Fence (2018).

Highlights

Listed by Jim Starwalt , 224-627-7581 and Lynsey Heathcote , (847) 331-2720 Better Homes and Garden Real Estate Star Homes , 847-548-2625. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.29

HOA Fee

389 Annually

Year Built

2001

County

McHenry

Area

Crystal Lake / Lakewood / Prairie Grove

Neighborhood

Spring Ridge Valley

School District

47

Listing ID

12788561

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Purifier, CO Detectors,Ceiling Fan(s),Sump Pump,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Log,Gas Starter
Floor:Hardwood,Carpet
Basement:Finished,Egress Window,Rec/Family Area,Storage Space,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Built-in Features, Walk-In Closet(s), Bookcases, Separate Dining Room
Water:Public

Exterior Features

Lot:Corner Lot,Backs to Open Grnd,Garden
Lot Dimensions:12632
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$2,592
Taxes
$790
HOA
$389

Home Price

$475,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,592.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,592.27 $789.83 $389.00 $3,771.10
Yearly $31,107.24 $9,478.00 $4,668.00 $45,253.24
Total $933,217.15 $284,340.00 $140,040.00 $1,357,597.15
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Crystal Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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