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1284 Lake Summerset Rd , Davis, IL 61019
$264,900
Est. Payment: $1,445.67/mo
4 Bed
2 Bath
1805 Sqft
0.35 Acres
Status: active | Days on site: 7
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30219 - 71732
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House Description

Step into this beautifully updated 2-story home located in the heart of Lake Summerset! Perfectly positioned just down the street from the lodge and popular Beach 1, this home welcomes you with a stunning cedar front porch that delivers incredible curb appeal from the moment you arrive. 1805 fin sq feet features 4 spacious bedrooms (one on main floor) and 2 full baths (one on each floor), and decent sized eat-in kitchen with breakfast bar. This property has been thoughtfully upgraded from top to bottom while maintaining the abundance of natural light flowing in. Enjoy extensive updates throughout, including fresh paint, all-new flooring, remodeled kitchen and bathrooms. Brand new roof and gutters 2026, garage door 2025, furnace 2017. Whether you're looking for a primary residence or a part-time lake house getaway, this turnkey gem is ready for you to move right in! Lake Summerset is a private, gated community known for its recreation, security, and resort style amenities. Residents enjoy: 275 acre stocked lake for boating, fishing, kayaking, and swimming. 2 sand beaches, a community swimming pool and splash pad with seasonal facilities. Tennis, basketball and pickleball courts. Campground for members and guests. 24hr gated security with staffed entrance. Located 90-minutes from the NW suburbs of Chicago, an hour from Madison, and short 20-minute drive to Rockford, Beloit, Monroe and Freeport. This homesite gives you quick access to boating, fishing, and lakeside recreation-perfect for weekenders or full time residents who want to live close to the water! Come see if this is the right one for you! Agent owned.

Highlights

Listed by Heather Manis , 815-397-4040 Berkshire Hathaway HomeService , 815-397-4040. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.35

HOA Fee

1175 Annually

Year Built

1971

County

Winnebago

Area

Davis

School District

322

Listing ID

12791255

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Water Softener, Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:
Basement:Finished,Full
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot Dimensions:75x200
Garage Capacity:1
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Yes,Garage Owned,Attached,Garage
Principal Interest
$1,446
Taxes
$235
HOA
$1,175

Home Price

$264,900

Loan Details

30 yrs
7.25%

Down Payment

20%
$52,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,445.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,445.67 $235.33 $1,175.00 $2,856.00
Yearly $17,348.02 $2,824.00 $14,100.00 $34,272.02
Total $520,440.47 $84,720.00 $423,000.00 $1,028,160.47
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Davis, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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