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788 Gainsboro Rd , Davis, IL 61019
$299,000
Est. Payment: $1,604.28/mo
4 Bed
2 Bath
2400 Sqft
0.39 Acres
Status: active | Days on site: 8
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30215 - 72234
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House Description

FALL IN LOVE WITH THE SETTING - STAY FOR THE COZY COMFORT2 400 SQ. FT. 4 BED/2 BATH - LAKE SUMMERSET, IL - BEAUTIFUL IN EVERY SEASON! Breathtaking trees, beautiful landscaping, visiting wildlife, and cozy evenings by the fire - welcome to a home where you can slow down, relax, and enjoy the beauty of nature! Priced at $299,000, this meticulously maintained bi-level offers approximately 2400 square feet of inviting living space, 4 bedrooms, and 2 full baths in a peaceful, private, wooded setting in Lake Summerset. A BACKYARD THAT WILL TAKE YOUR BREATH AWAY! Surrounded by mature trees and beautiful landscaping, the setting is truly special. Watch deer and wild turkeys visit, enjoy the lush summer greenery, take in the brilliant colors of autumn, or appreciate the peaceful beauty of winter. A maintenance-free composite deck overlooks the backyard, while the expansive wraparound patio with its attractive epoxy finish and inviting fire pit area provide even more ways to enjoy the outdoors. Enter through the inviting, open foyer featuring beautiful hardwood, wide-profile stairs and an easy-flow layout with just 7 stairs up and 5 stairs down. Hardwood floors, a spacious great room, and a generous dining room create an inviting atmosphere. The large kitchen offers abundant cabinetry and counter space, a pantry, and newer, high-quality stainless steel appliances. Sliding doors open to the deck, bringing the peaceful outdoor setting into everyday living. Two bedrooms and a full bath complete the upper level. Your cozy retreat awaits! The spacious walkout family room features a gas fireplace and sliding doors leading directly to the patio - perfect for relaxing on chilly evenings or enjoying a quiet night at home. The lower level also features a full bath and two generously sized bedrooms feature new, high-quality carpeting and upgraded padding for an exceptionally soft, plush feel underfoot. You'll also appreciate the oversized laundry room with cabinetry, a convenient folding area and utility sink. Smart storage solutions define this home, featuring generous closets, a discreet under-stair compartment, an attic, built-in garage shelving and a handy backyard shed. A Home Warranty is included for added peace of mind. The unimproved lot to the north is also available for purchase. With the natural privacy, owning both lots could make this already special property even more exceptional! Enjoy the lifestyle of Lake Summerset, a private, gated community centered around a beautiful 285-acre lake and an abundance of year-round, recreational amenities. This is a property you'll appreciate in all seasons!!

Highlights

Listed by Tammy Demus , 815-291-9765 Best Realty , 815-793-5831. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.39

HOA Fee

1175 Annually

Year Built

1997

County

Stephenson

Area

Davis

School District

201

Listing ID

12790581

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Water Softener Owned
Air Cond:Central Air
Fireplaces:Gas Log,Free Standing
Floor:Hardwood,Carpet
Basement:Finished,Exterior Entry,Egress Window,Rec/Family Area,Sleeping Area,Storage Space,Full,Walk-Out Access
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan, Separate Dining Room, Pantry
Water:Community

Exterior Features

Lot Dimensions:52.7x202.95x111x230.31
Garage Capacity:6
Sewer:Community Sewer
Parking Features:Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$1,604
Taxes
$532
HOA
$1,175

Home Price

$299,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,604.28

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,604.28 $531.92 $1,175.00 $3,311.19
Yearly $19,251.31 $6,383.00 $14,100.00 $39,734.31
Total $577,539.33 $191,490.00 $423,000.00 $1,192,029.33
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Market insight data is pulled from the same city as the listing being viewed (Davis, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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