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8960 E South Circle Dr , Effingham, IL 62401
$559,900
Est. Payment: $3,004.13/mo
4 Bed
3 Bath
1832 Sqft
Status: active | Days on site: 7
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95385 - 952525
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House Description

Welcome to the lake house of your dreams, a beautifully crafted new construction tucked away in a private, secluded haven near Lake Sara. Designed for effortless entertaining and relaxed lake living, this exceptional 4 bedroom, 2 bath home offers an open floor plan with seamless indoor-outdoor living. Inside, luxury finishes and hardwood floors throughout create a warm, sophisticated atmosphere. The expansive living spaces flow naturally toward the outdoors, making it easy to enjoy morning coffee, afternoon gatherings, or evenings under the stars. The oversized backyard is an entertainer's paradise, featuring plenty of room to gather, play, garden, or simply unwind. A dedicated outdoor entertaining area and media center extend the living space beyond the walls of the home, creating the perfect setting for game days, movie nights, and unforgettable gatherings. The oversized garage adds even more versatility, offering an incredible opportunity to create a future recreational room, workshop, game room, or additional entertainment space. With thoughtful upgrades, luxury appointments, abundant outdoor space, and a peaceful private setting near Lake Sara, this home delivers the perfect blend of modern comfort, sophisticated style, and laid-back lake living. This is more than a home it's the lake retreat you've been dreaming of.

Highlights

Listed by Dionne Clifton , 217-607-6565 LIVE Real Estate Group , 217-515-5483. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

2026

County

Effingham

Area

Effingham

School District

40

Listing ID

12739446

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central Air
Fireplaces:
Water:Public

Exterior Features

Lot Dimensions:29621
Garage Capacity:4
Sewer:Public Sewer
Parking Features:Attached,Garage
Principal Interest
$3,004
Taxes
$357

Home Price

$559,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$111,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,004.13

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,004.13 $356.94 $0.00 $3,361.06
Yearly $36,049.53 $4,283.24 $0.00 $40,332.76
Total $1,081,485.86 $128,497.05 $0.00 $1,209,982.91
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Effingham, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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