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S243 Rowe Road , Elburn, IL 60119
$649,000
Est. Payment: $3,482.19/mo
4 Bed
4 Bath
3555 Sqft
1.87 Acres
Status: contingent | Days on site: 10
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House Description

BUYERS FINANCING FELL THROUGH! A cozy retreat with room to spread out; this custom-built home sits on more than 1.8 scenic acres in a private, peaceful setting. Offering over 3,500 square feet of finished living space, the home is tucked back from the road and surrounded by mature trees, open space, and nature. Inside, the spacious kitchen features a large peninsula and eat-in area, opening to an inviting family room with a fireplace. Separate living and dining rooms offer additional space for entertaining, gathering, or simply spreading out. Step outside to the partially covered deck and enjoy quiet mornings and beautiful eastern sunrises overlooking the property. Upstairs are four bedrooms and two full bathrooms. The fully finished walk-out basement adds substantial additional living space with a full bathroom, home office, storage, and direct access to a screened porch. The attached three-car garage provides plenty of room for vehicles, hobbies, a workshop or home gym, plus ample attic storage above. Outside, follow the property back to your own wooded retreat with private access to Welch Creek, or enjoy the established garden filled with mature organic perennial plantings, including blackberries, raspberries, asparagus, and strawberries, with additional space for seasonal flowers and vegetables and an adjacent chicken area. A truly special Elburn property offering the combination of space, privacy, nature, and year-round outdoor living that is increasingly hard to find.

Highlights

Listed by Kelly Schmidt , 630-338-2049 Coldwell Banker Realty , 630-377-1771. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
1.87

Year Built

1994

County

Kane

Area

Elburn

Neighborhood

Winden Oaks

School District

302

Listing ID

12786963

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier, Water-Softener Owned,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Wood Burning,Attached Fireplace Doors/Screen,Gas Starter
Floor:Hardwood
Below Ground Sq Ft:1259
Basement:Finished,Exterior Entry,Full,Walk-Out Access
Other:
  • ▪ Additional:Cathedral Ceiling(s)
Water:Well

Exterior Features

Lot:Landscaped,Wooded,Stream
Lot Dimensions:225.5X319X185.2X225.8X40.3X545
Garage Capacity:3
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Asphalt,Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,482
Taxes
$993

Home Price

$649,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,482.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,482.19 $992.58 $0.00 $4,474.77
Yearly $41,786.29 $11,911.00 $0.00 $53,697.29
Total $1,253,588.72 $357,330.00 $0.00 $1,610,918.72
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Elburn, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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