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3605 Harmony Cir , Elgin, IL 60124
$735,000
Est. Payment: $3,943.62/mo
5 Bed
5 Bath
3339 Sqft
0.21 Acres
Status: contingent | Days on site: 21
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8002 - 246134,267265,265462
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House Description

Welcome to a home designed for gathering, celebrating, and making memories. This beautifully appointed 5-bedroom, 4.5-bath home offers an open-concept layout with exceptional space and flexibility. The soaring two-story family room flows seamlessly into the kitchen, creating the perfect setting for everyday connection and entertaining. A main-level fifth bedroom provides flexibility for an office, guest room, or playroom. The cozy sunroom offers a peaceful retreat for morning coffee or quiet reflection. Upstairs, the spacious primary suite features a tray ceiling and private bath, while three additional bedrooms offer Jack-and-Jill and private bath access. The fully finished basement is made for gathering, featuring an open layout, wet bar, and full bath perfect for holidays, game nights, and entertaining. Outside, enjoy the updated patio, built-in grill, fully fenced yard, and evenings around the fire pit. Best of all, watch Fourth of July fireworks right from your backyard. Additional highlights include hardwood flooring, granite countertops, stainless steel appliances, walk-in pantry, high-efficiency furnace, and solar panels. A home that truly brings people together!

Highlights

Listed by Katelyn Mucci Segura , 630-437-0051 and Carlos Segura , (708) 203-0552 Baird & Warner , 847-392-1855. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.21

HOA Fee

377 Quarterly

Year Built

2019

County

Kane

Area

Elgin

Neighborhood

Highland Woods

School District

301

Listing ID

12750414

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Microwave, Dishwasher, Disposal, Stainless Steel Appliance(s), Cooktop, CO Detectors,Ceiling Fan(s),Sump Pump,Radon Mitigation System,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Starter
Floor:Hardwood
Basement:Finished,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s)
Water:Public

Exterior Features

Lot Dimensions:80X125X80X125
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,944
Taxes
$1,213
HOA
$377

Home Price

$735,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$147,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,943.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,943.62 $1,212.63 $377.00 $5,533.25
Yearly $47,323.46 $14,551.50 $4,524.00 $66,398.96
Total $1,419,703.71 $436,545.00 $135,720.00 $1,991,968.71
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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