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3635 Ancient Oak Dr , Elgin, IL 60124
$650,000
Est. Payment: $3,487.56/mo
4 Bed
3 Bath
2932 Sqft
Status: active | Days on site: 15
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651 - 1488,78045
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Stunning from the moment you arrive, this exceptional home offers incredible space, beautiful finishes, and an outdoor living experience you won't want to miss!** Fantastic curb appeal welcomes you with a spacious covered front porch. Step inside where you'll find a formal living room/flex space, family room is open and inviting, the gourmet eat-in kitchen is beautifully appointed with custom white cabinetry topped with crown molding, granite countertops, stainless steel appliances and large eating area, walk in pantry and a slider leading to the incredible outdoor living space. The backyard is truly an entertainer's dream! Enjoy a beautiful new patio with a built-in gas grill, perfect for summer gatherings and outdoor dining. A stunning gazebo with a dedicated TV viewing area creates the ideal spot to relax and watch the big game or enjoy movie nights outdoors. Gather around the built-in fire pit with family and friends while taking in the peaceful views. The property backs to a beautiful pond and expansive green space, providing a serene backdrop, privacy and a wonderful sense of openness. The fenced yard and thoughtfully designed outdoor spaces make this backyard an extension of the home. Upstairs, the spacious primary suite features a generous walk-in closet and luxurious upgraded bath with dual vanity, glass-enclosed walk-in shower. A versatile second-floor loft is perfect for a sitting area, playroom, study space or additional lounge area. Spacious secondary bedrooms and a huge laundry room complete the second floor. Located in the highly regarded **301 School District**, this home is conveniently close to the clubhouse, elementary school and miles of walking paths. Highland Woods is truly Elgin's finest community, with upscale living and amenities that include an owner's clubhouse, well equipped gym area, community pools, splash pad, tennis and pickle ball courts, ponds throughout and several parks. All this is included for a low quarterly HOA fee. Just imagine warm summer mornings having your coffee on the covered patio or cool fall evenings surrounding your built in fire pit. Like to fish? Walk over to the bridge over the pond and drop your line in! With its expansive living spaces, beautiful new outdoor entertaining area and peaceful pond-and-green-space setting, this home truly offers the space, amenities and lifestyle you've been looking for! Seller will include all patio furniture, gas grill and tv on the patio. *Please see list of smart home features under the documents tab*
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Highlights

Listed by Amy Foote , 847-602-9979 and Lisa Bucaro , (847) 652-4040 Compass , 224-699-9499. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

377 Quarterly

Year Built

2024

County

Kane

Area

Elgin

 Neighborhood

Highland Woods

 School District

301

Listing ID

12775884

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, CO Detectors,Sump Pump,Radon Mitigation System
Air Cond:Central Air
Fireplaces:
Basement:Unfinished,Exterior Entry,Full
Water:Public

Exterior Features

Lot:Pond
Lot Dimensions:75x126
Garage Capacity:2
Roof:Asphalt
Others:
  • ▪ Additional:Outdoor Grill, Fire Pit
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Attached,Garage
Principal Interest
$3,488
Taxes
$1,030
HOA
$377

Home Price

$650,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,487.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,487.56 $1,030.00 $377.00 $4,894.56
Yearly $41,850.68 $12,360.00 $4,524.00 $58,734.68
Total $1,255,520.29 $370,800.00 $135,720.00 $1,762,040.29
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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