Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

781 Richwood Ave , Elgin, IL 60124
$590,000
Est. Payment: $3,219.87/mo
5 Bed
4 Bath
3203 Sqft
0.27 Acres
Status: contingent | Days on site: 12
Get Pre-Qualified
7450 - 70036,77640,262673
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to 781 Richwood Avenue, a spacious and beautifully appointed home in Elgin's sought-after Highland Woods subdivision. Built in 2013, this residence combines architectural character, versatile living areas, and exceptional entertainment space with a convenient location near community amenities and District 301 schools! The inviting covered front porch leads into a dramatic two-story foyer, formal living and dining rooms, and a soaring family room featuring a stone fireplace and custom ceiling details. The kitchen showcases white cabinetry, granite countertops, stainless steel appliances, a large island and walk-in pantry, opening to a bright sunroom with access to an expansive brick patio featuring a built-in grill and firepit! The main level offers a private den and an additional bedroom, while the upper level features a spacious primary suite, generous secondary bedrooms and an open loft! A standout feature is the expansive finished basement, designed for entertaining with a dedicated theater room, built-in surround sound, separate recreation areas, full bathroom and impressive kitchenette with a large island, cabinetry, wet bar and beverage refrigerator! The private fenced backyard provides additional space for outdoor gatherings, while the three-car garage offers everyday convenience! Enjoy access to Waterford community amenities, nearby walking paths, and convenient shopping and dining. An outstanding opportunity for buyers seeking multiple flexible living spaces and a fully developed lower-level entertainment area!

Highlights

Listed by Robert Wisdom , 847-695-8348 and Lisa Wisdom , (847) 695-8348 RE/MAX Horizon , 847-931-7500. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

377 Quarterly

Year Built

2013

County

Kane

Area

Elgin

Neighborhood

Highland Woods

School District

301

Listing ID

12777236

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s), Ceiling Fan(s),Fan-Attic Exhaust,Sump Pump
Air Cond:Central Air
Fireplaces:Gas Log,Gas Starter
Floor:Hardwood
Basement:Finished,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), 1st Floor Bedroom
Water:Public

Exterior Features

Lot:Corner Lot
Lot Dimensions:95x125x91x31x24x69
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Outdoor Grill, Fire Pit
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,220
Taxes
$1,189
HOA
$377

Home Price

$590,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$118,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,219.87

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,219.87 $1,188.90 $377.00 $4,785.77
Yearly $38,638.46 $14,266.78 $4,524.00 $57,429.24
Total $1,159,153.94 $428,003.40 $135,720.00 $1,722,877.34
Lender profile image
Master Chief
Lender
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

IDX service by Blueroof 360

Data last updated: 2026-10-27T06:57:04.000Z

© 2026 Midwest Real Estate Data

MLS Logo - Midwest Real Estate Data