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1020 Hill Ave , Elgin, IL 60120
$549,900
Est. Payment: $2,950.47/mo
3 Bed
3 Bath
2811 Sqft
Status: active | Days on site: 193
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28761 - 244355
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House Description

Completely rebuilt from the original concrete foundation, this exceptional home offers modern design, high-end craftsmanship, and thoughtful upgrades throughout. The open-concept main level features custom hardwood floors, a designer kitchen with quartz countertops, farm sink, peninsula, pantry, and stainless steel appliances, plus a first-floor bedroom and full bath for added convenience. Upstairs, the luxurious primary suite boasts a soaring cathedral ceiling, spa-inspired bathroom with marble finishes, automatic skylights, double floating vanity, and an oversized custom shower with body sprays, rain shower, and bench. Additional living spaces include a guest room, seating area with vaulted ceilings, and elegant glass railings. The finished basement adds valuable living space with epoxy floors, laundry room, and a full bathroom ready for finishing touches with rough in plumbing. Step outside to enjoy a beautifully designed exterior featuring a stamped concrete driveway with heated snow-melt system, custom electronic keypad gate, custom landscaping with irrigation system, deck, and private yard. The home is complete with Andersen windows, custom millwork, 200-amp electrical service, high-efficiency dual a/c and furnace systems(2019), and durable 50-year roofing. Most done with in the last 10yrs. A rare highlight is the nearly completed detached 2 story 2.5-car coach garage with 10' ceilings, heated floors, independent HVAC system, and a almost finished studio above-ideal for guest living or workspace-with rough plumbing for a bathroom and wet bar already in place. This one-of-a-kind property blends luxury, functionality, and modern design-truly move-in ready with incredible potential. A must see!!

Highlights

Listed by Virgilio Arreguin-Solorio , 847-627-9248 My Casa Realty Corp. , 847-565-6063. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1930

County

Kane

Area

Elgin

School District

46

Listing ID

12593985

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:CO Detectors,Ceiling Fan(s),Sump Pump,Sprinkler-Lawn,Water Heater-Gas
Air Cond:Central Air,Zoned
Fireplaces:
Floor:Hardwood
Basement:Finished,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan, Quartz Counters
Water:Public

Exterior Features

Lot Dimensions:50X132
Sewer:Public Sewer
Parking Features:Concrete,Heated Driveway,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Detached,Driveway
Principal Interest
$2,950
Taxes
$571

Home Price

$549,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,950.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,950.47 $570.58 $0.00 $3,521.06
Yearly $35,405.67 $6,847.00 $0.00 $42,252.67
Total $1,062,170.16 $205,410.00 $0.00 $1,267,580.16
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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