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12 N136 Berner Dr , Elgin, IL 60120
$625,000
Est. Payment: $3,410.88/mo
3 Bed
4 Bath
3074 Sqft
2.24 Acres
Status: contingent | Days on site: 13
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23030 - 246162,258896
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House Description

Escape to your own private retreat at 12N136 Berner Drive! Set on approximately 2.24 picturesque acres, this custom-built home offers more than 3,000 square feet of inviting living space, mature trees, expansive outdoor areas, and a scenic stocked pond. A wrap around front porch welcomes you and provides the most picturesque curb appeal! Inside soaring vaulted ceilings and abundant windows fill the dramatic great room with natural light, while hardwood flooring and multiple fireplaces add warmth and character throughout. The expansive upper-level loft is ideal for a home office, lounge, playroom, or create an additional bedroom! The spacious kitchen features granite countertops, stainless-steel appliances, a double oven, generous cabinetry, and an easy flow into the home's living and dining areas. A main-level master bedroom and full UPDATED master bath provide flexible living options. Upstairs boasts two generous sized bedrooms with expansive closet space plus an extra loft space! The finished full walk out basement offers even more room to entertain with a wet bar, fireplace, and private sauna. Step outside onto the oversized rear trek deck and enjoy peaceful views of the sprawling yard and pond. The pond is stocked and has a small pier with a boat to get out to the pond island! Complete with a two-car garage, this truly unique property delivers privacy, space, and exceptional indoor-outdoor living.

Highlights

Listed by Lauren Calero , 630-618-6176 RE/MAX of Naperville , 630-420-1220. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
2.24

Year Built

1992

County

Cook

Area

Elgin

School District

46

Listing ID

12731830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Log,Gas Starter
Floor:Hardwood,Carpet
Below Ground Sq Ft:1220
Basement:Finished,Exterior Entry,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Sauna, Wet Bar, 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Granite Counters, Separate Dining Room
Water:Well

Exterior Features

Lot:Pond,Waterfront
Lot Dimensions:151x644x146x642
Garage Capacity:2
Roof:Asphalt
Others:
  • ▪ Additional:Balcony
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,411
Taxes
$872

Home Price

$625,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,410.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,410.88 $872.42 $0.00 $4,283.30
Yearly $40,930.58 $10,469.00 $0.00 $51,399.58
Total $1,227,917.30 $314,070.00 $0.00 $1,541,987.30
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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