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176 S Channing St , Elgin, IL 60120
$419,000
Est. Payment: $2,248.13/mo
4 Bed
4 Bath
2714 Sqft
Status: active | Days on site: 42
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House Description

Welcome Home to 176 S. Channing, a beautifully maintained 4-bedroom home offering generous living space, valuable updates, and low-maintenance living in a convenient Elgin location. Built in 2006 the home feels bright, welcoming, and truly move-in ready. The thoughtfully designed main level provides comfortable spaces for everyday living and entertaining. The spacious kitchen features abundant cabinetry, modern appliances, and a cozy dining area perfect for casual meals. All four bedrooms are generously sized, offering flexibility for sleeping, a home office, or additional hobby space. The fully finished basement expands the possibilities even further. Create the ultimate recreation room, home theater, fitness area, playroom, or comfortable guest retreat-the choice is yours. Outside, the minimal-maintenance yard means less time spent on upkeep and more time enjoying your home. The HOA also provides access to approximately three acres of shared green space, offering the benefits of additional outdoor space without the added maintenance. Important improvements include a new roof in 2023, radon mitigation system installed in 2024, and new air conditioning in June 2026. Solar panels provide an additional energy-efficient feature, and the seller will consider satisfying the solar lien in full at closing with an acceptable offer. Conveniently located near shopping, dining, and everyday amenities, this inviting home combines space, comfort, and convenience. Don't miss the opportunity to make it yours!

Highlights

Listed by Robin McGinn , 630-977-0677 and Jeffrey McGinn , (630) 890-1587 RE/MAX IMPACT , 815-838-5200. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

50 Monthly

Year Built

2006

County

Kane

Area

Elgin

Neighborhood

Grand Manor

School District

46

Listing ID

12712673

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Ceiling Fan(s),Radon Mitigation System,Security Cameras
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Below Ground Sq Ft:586
Basement:Finished,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), High Ceilings
Water:River

Exterior Features

Lot Dimensions:38X116X43X97
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Asphalt,Yes,Garage Owned,Attached,Garage
Principal Interest
$2,248
Taxes
$716
HOA
$50

Home Price

$419,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,248.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,248.13 $716.08 $50.00 $3,014.22
Yearly $26,977.59 $8,593.00 $600.00 $36,170.59
Total $809,327.69 $257,790.00 $18,000.00 $1,085,117.69
Lender profile image
Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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