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186 N Du Bois Ave , Elgin, IL 60123
$455,000
Est. Payment: $2,441.29/mo
5 Bed
3 Bath
4592 Sqft
Status: active | Days on site: 7
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House Description

Significant Price Adjustment-Unbeatable Space & Value in a Quiet Residential Area! Nestled within a highly desirable, established neighborhood, this property is the ultimate setup for entrepreneurs, contractors, clients, or anyone looking for a rare buildable double lot, extensive storage capacity, and ample parking spaces. This unique brick-accented home offers an astounding 4,592 total square feet of space, providing unmatched versatility and future expansion potential. Perfect for managing large personal vehicles, private equipment, inventory, or setting up a massive personal workshop, the exterior features an extensive amount of parking space, one 2-car detached garage, a solid concrete slab installed in 2023, and a custom-designed storage shed built in 2024. Bring your cosmetic design vision to transform the expansive interior and build massive long-term value throughout. Original hardwood floors run throughout the home, waiting to be beautifully refinished, while vintage-style pocket doors in some areas add exceptional character and charm. Enjoy ultimate peace of mind with high-ticket structural and mechanical items already completed: Dual-Zone HVAC: Furnaces & A/Cs installed 2016 (1st-floor A/C updated 2021). Fully serviced in 2025 with new components and 2 smart thermostats. Roof & Infrastructure: Front half and side dent area replaced 2023; back half replaced 2016. Water heater from 2018. Garage doors/transmitters replaced 2022. The main living layout features a warm main living room highlighted by a classic brick fireplace. A substantial rear addition completed in 2016 beautifully expands the living zones, delivering an expansive 1st-floor family room and a stunning, sun-drenched sunroom that features gorgeous French windows and French doors. The sunroom serves as a complete, striking architectural feature leading up to the additional flex room, which functions perfectly as your home office space while offering seamless indoor-outdoor living with direct access to the spacious 2-tier deck. The floor plan also includes a private 4th bedroom and a massive primary bedroom suite complete with an oversized walk-in closet and a private master bathroom featuring a double vanity, walk-in shower, and separate soaker tub. The kitchen highlights stainless appliances, granite counters, and ample cabinetry. The basement provides exceptional additional storage or a blank canvas for extra living space. Eligible for a $5,000 Chase Homebuyer Grant! Offered as-is. Bring your design ideas today!

Highlights

Listed by Leticia Lara , 847-456-6764 HomeSmart Connect LLC , 847-495-5000. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1930

County

Kane

Area

Elgin

School District

46

Listing ID

12784929

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Air Cond:Central Air
Fireplaces:Wood Burning,Includes Accessories
Floor:Hardwood
Below Ground Sq Ft:1594
Basement:Finished,Storage Space,Full
Other:
  • ▪ Additional:1st Floor Bedroom, Built-in Features, Walk-In Closet(s), Bookcases, Historic/Period Mlwk, Open Floorplan, Granite Counters, Workshop
Water:Public

Exterior Features

Lot:Mature Trees
Lot Dimensions:106X130
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Side Driveway,Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$2,441
Taxes
$774

Home Price

$455,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$91,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,441.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,441.29 $774.24 $0.00 $3,215.53
Yearly $29,295.47 $9,290.84 $0.00 $38,586.31
Total $878,864.20 $278,725.20 $0.00 $1,157,589.40
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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