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sales rep | Brivity IDX

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278 S Melrose Ave , Elgin, IL 60123
$245,000
Est. Payment: $1,323.53/mo
2 Bed
1 Bath
834 Sqft
Status: closed | Days on site: 21
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House Description

Charming, well-built, and full of character! This adorable 2-bedroom, 1-bath home is tucked away in a desirable Elgin location and offers the perfect blend of comfort, functionality, and opportunity. The interior was completely remodeled down to the studs when purchased in 2010, creating a practical layout with inviting living spaces and a home that has been well cared for over the years. Recent updates include central air (2021), along with a newer refrigerator, dishwasher, and garbage disposal. Outside, you'll love the private backyard-ideal for relaxing, entertaining, or enjoying a quiet evening-as well as the oversized 2-car garage with plenty of room for vehicles, hobbies, and additional storage. The basement provides valuable storage space and added functionality. This property offers a wonderful opportunity for its next owner to personalize a few finishing touches while enjoying the peace of mind that comes with a solid home. Conveniently located near parks, schools, shopping, dining, and commuter routes.

Highlights

Listed by Brenda D'Amore , 630-546-5442 Keller Williams Inspire - Geneva , 630-262-9500. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1940

County

Kane

Area

Elgin

School District

46

Listing ID

12720511

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, Disposal
Basement:Unfinished,Full
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot:Mature Trees
Lot Dimensions:50X132
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Garage Door Opener,Yes,Garage Owned,Detached,Garage
Principal Interest
$1,324
Taxes
$369

Home Price

$245,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,323.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,323.53 $369.11 $0.00 $1,692.65
Yearly $15,882.39 $4,429.36 $0.00 $20,311.75
Total $476,471.67 $132,880.80 $0.00 $609,352.47
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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