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465 N Shady Oaks Dr , Elgin, IL 60120
$425,000
Est. Payment: $2,280.33/mo
2 Bed
3 Bath
2456 Sqft
0.77 Acres
Status: active | Days on site: 13
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House Description

Searching for a home that comes with three-quarters of an acre, beautifully renovated interiors, and the flexibility to adapt around the way you live? Set well back from the street, this 4-bedroom, 3-bath single-story residence offers 2,456 sq ft., enhanced by an impressive stretch of green lawn as you arrive! A wide front porch creates an inviting first impression and an appealing perch for morning coffee, conversation with neighbors, or decor. Inside, abundant natural light streams through the living room's large picture window, while a tray ceiling introduces subtle architectural interest overhead. Wood-style flooring transitions you into the dining alcove and adjoining kitchen, ensuring an easy flow between everyday meals and culinary pursuits. Luminous dark countertops and ample cabinetry line both sides of the kitchen, complemented by stainless steel appliances, dual ovens, and a gas cooktop. A walk-in pantry keeps ingredients and small appliances within reach. Under pendant lighting, the petite breakfast bar offers a hangout for chatting with the cook, enjoying a quick meal, or sneaking in a midnight snack. Just off the kitchen, a versatile nook can serve as a workspace, mudroom, or organized landing zone for daily essentials. Your generous primary escape features dual closets and shares an elegant hall bath with the adjacent retreat, offering a convenient main-level arrangement. Downstairs, the finished portion of the basement adds another dimension to the home. New carpeting, a brick fireplace, two versatile bedrooms with brick-accent walls, a full bath, and a dry bar create plenty of options for entertaining, hobbies, recreation, or hosting overnight visitors. The unfinished section delivers practical storage along with laundry facilities and a utility sink, making it easier to keep seasonal gear and household extras organized. Wood-paneled ceilings and walls frame floor-to-ceiling glass sliders in the distinctive sunroom, keeping you connected with the outdoors throughout the seasons. Settle in with a favorite book while autumn color, fresh snowfall, or a summer shower becomes the backdrop. Outside, fire up the grill on the back patio while the deep, unfenced yard provides room to explore ideas for gardens, recreational structures, or future expansion. An attached 2-car garage adds daily convenience, while notable improvements include a roof updated in 2023, sump pump replaced 2026 and the septic was pumped in 2025. Shopping, dining, and Lords Park are nearby, with easy access to schools, the Fox River, golf, Elgin's Historic District, and I-90. Come explore the possibilities in person, then picture how you'll put these walls to work!

Highlights

Listed by Steve Rollins , 847-308-3161 Compass , 847-306-6158. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.77

Year Built

1959

County

Cook

Area

Elgin

School District

46

Listing ID

12762734

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Dishwasher, Refrigerator, Washer, Dryer, Water-Softener Owned,TV-Cable,Security System,CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Wood Burning,Includes Accessories
Floor:Hardwood
Below Ground Sq Ft:1016
Basement:Finished,Full
Other:
  • ▪ Additional:Dry Bar, 1st Floor Bedroom, 1st Floor Full Bath
Water:Well

Exterior Features

Lot Dimensions:97X336
Garage Capacity:2
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Heated Garage,Garage,Yes,Garage Owned,Attached
Principal Interest
$2,280
Taxes
$578

Home Price

$425,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,280.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,280.33 $577.91 $0.00 $2,858.23
Yearly $27,363.90 $6,934.87 $0.00 $34,298.77
Total $820,917.11 $208,046.10 $0.00 $1,028,963.21
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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