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8 N627 Gingerwood Ln , Elgin, IL 60124
$500,000
Est. Payment: $2,728.71/mo
4 Bed
3 Bath
2354 Sqft
0.46 Acres
Status: active | Days on site: 19
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7630 - 9946,157163
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House Description

This spacious 4-bedroom, 3-bathroom home offers an incredible amount of living space with 2,354 sq ft on the main level PLUS a fully finished 2,354 sq ft walkout basement. Set on a generous .46-acre lot in a great neighborhood, there is room for everyone to spread out and enjoy. The main level offers a comfortable layout with three bedrooms and plenty of space for everyday living and entertaining. Two of the three bathrooms have been beautifully remodeled, adding a fresh, updated feel. The finished walkout basement provides endless possibilities for a family room, recreation space, home office, gym, or additional living area. Outside, enjoy the expansive lot and plenty of space to relax, play, or entertain. A 2-car garage provides convenient parking and storage. With its generous living space, updated bathrooms, finished walkout basement, and desirable neighborhood setting, this home is ready for its next chapter.

Highlights

Listed by Erica Kliman , 630-688-3535 Century 21 New Heritage - Hampshire , 847-683-2000. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1974

County

Kane

Area

Elgin

School District

46

Listing ID

12776959

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Microwave, Dishwasher, Refrigerator, Dryer
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Laminate
Below Ground Sq Ft:2354
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:Vaulted Ceiling(s), Wet Bar, Walk-In Closet(s)
Water:Well

Exterior Features

Lot Dimensions:116x171
Garage Capacity:2
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Asphalt,Yes,Garage Owned,Attached,Garage
Principal Interest
$2,729
Taxes
$736

Home Price

$500,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,728.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,728.71 $736.33 $0.00 $3,465.04
Yearly $32,744.46 $8,836.00 $0.00 $41,580.46
Total $982,333.84 $265,080.00 $0.00 $1,247,413.84
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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