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sales rep | Brivity IDX

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904 Chippewa Dr , Elgin, IL 60120
$369,900
Est. Payment: $1,984.69/mo
3 Bed
3 Bath
2200 Sqft
Status: price change | Days on site: 36
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House Description

Full of potential and offering an impressive amount of space! This 5-bedroom, 3-bath brick veneer ranch offers a wonderful combination of space, versatility, and energy efficiency. The main level features bright, welcoming living areas, three generously sized bedrooms, including a primary bedroom with its own private full bath, plus a flexible bonus room ideal for a home office or additional living space, and the convenience of first-floor laundry. The finished basement significantly expands the living space with two additional bedrooms PLUS two flex rooms, a kitchenette, and a second laundry area-providing plenty of options for guests, recreation, a home gym, hobbies, or additional workspace. Step outside to enjoy the spacious backyard and deck, perfect for entertaining, relaxing, and outdoor gatherings. An oversized 2-car attached garage and storage shed provide plenty of additional storage. A newer solar panel system adds energy-efficient appeal and the potential for long-term utility savings. Conveniently located near parks, shopping, dining, schools, and major commuter routes. The home is assigned to Lincoln Elementary School and the new Legacy Middle School beginning with the 2026-2027 school year. With its flexible floor plan, generous living space, and room to grow, this home offers plenty of potential for its next owner to add their personal touches and make it their own. Seller offering a $5,000 buyer credit! Apply it toward eligible closing costs, an interest rate buydown, or approved repair expenses.

Highlights

Listed by Monica Morales , 224-856-0873 GREAT HOMES REAL ESTATE, INC. , 847-930-5080. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1973

County

Cook

Area

Elgin

School District

46

Listing ID

12763987

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Microwave, Dishwasher, Refrigerator, Dryer
Air Cond:Central Air
Fireplaces:
Floor:Laminate
Below Ground Sq Ft:1000
Basement:Finished,Full
Other:
  • ▪ Additional:In-Law Floorplan
Water:Public

Exterior Features

Lot Dimensions:76X152
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Heated Garage,Yes,Attached,Garage
Principal Interest
$1,985
Taxes
$516

Home Price

$369,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$73,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,984.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,984.69 $516.29 $0.00 $2,500.97
Yearly $23,816.25 $6,195.43 $0.00 $30,011.68
Total $714,487.62 $185,862.90 $0.00 $900,350.52
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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