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3617 Emerald Rd , Elgin, IL 60124
$599,000
Est. Payment: $3,268.99/mo
5 Bed
3 Bath
3300 Sqft
Status: active | Days on site: 43
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House Description

Better than new and priced below comparable new construction in the highly sought-after Ponds of Stony Creek, this stunning Normandy model offers premium upgrades that simply aren't included in today's builder packages. Skip the wait, avoid the added expense of upgrades, and move right into a home that's been thoughtfully enhanced and impeccably maintained. A dramatic two-story foyer welcomes you inside, opening to a formal dining room and an expansive family room that flows seamlessly into the gourmet kitchen-the true heart of the home. Designed for both everyday living and entertaining, the chef's kitchen features gleaming quartz countertops, a custom tile backsplash, an oversized island, a walk-in pantry, and professional-grade Thermador appliances rarely found at this price point. Sliding glass doors lead to a fully fenced backyard with a massive patio, creating the perfect space for entertaining guests, enjoying your morning coffee, or letting the kids and pets play freely. The versatile first-floor study offers an ideal work-from-home space and can easily serve as a first-floor bedroom. A conveniently located powder room nearby offers the potential to be expanded with a shower for added flexibility. Upstairs, the luxurious owner's suite is a true retreat, complete with two walk-in closets and a spa-inspired bath featuring a newly added oversized soaking tub. Three additional generously sized bedrooms-two with walk-in closets-provide all the space your family needs. Curb appeal abounds with a charming covered front porch, while the oversized 3-car garage offers an epoxy-coated floor and 220V wiring already installed for electric vehicle charging-another valuable upgrade you'll avoid paying extra for in new construction. Additional features include an inground sprinkler system for effortless lawn maintenance, Low-E double-pane windows, a 95% high-efficiency furnace, 13 SEER air conditioning, and a 40-gallon water heater for year-round comfort and energy efficiency. Located in a peaceful sidewalk community featuring a neighborhood park, this exceptional home is served by highly rated Community Unit School District 301 and is just minutes from the Randall Road corridor's premier shopping, dining, and entertainment options. Better than new. Loaded with upgrades. Priced below new construction. This is the opportunity you've been waiting for.

Highlights

Listed by Roger Guzzi , 708-267-5662 RE/MAX At Home , 847-255-1000. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

500 Annually

Year Built

2020

County

Kane

Area

Elgin

Neighborhood

Ponds of Stony Creek

School District

301

Listing ID

12753392

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), CO Detectors,Sump Pump,Sprinkler-Lawn,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Log
Basement:Unfinished,Bath/Stubbed,Storage Space,Full
Other:
  • ▪ Additional:Walk-In Closet(s)
Water:Public

Exterior Features

Lot Dimensions:135 X 80
Garage Capacity:6
Sewer:Public Sewer,Storm Sewer
Parking Features:Asphalt,Garage Door Opener,EV Ready,Electric Vehicle Charging Station(s),Yes,Garage Owned,Attached,Driveway,Garage
Principal Interest
$3,269
Taxes
$1,126
HOA
$500

Home Price

$599,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$119,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,268.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,268.99 $1,125.75 $500.00 $4,894.74
Yearly $39,227.86 $13,509.00 $6,000.00 $58,736.86
Total $1,176,835.94 $405,270.00 $180,000.00 $1,762,105.94
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T06:57:04.000Z

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