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3626 Emerald Rd , Elgin, IL 60124
$595,000
Est. Payment: $3,192.46/mo
4 Bed
3 Bath
3562 Sqft
0.24 Acres
Status: new | Days on site: 3
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By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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House Description

Welcome to 3626 Emerald Rd, a Meticulously Maintained Single Family Home Nestled in the Highly Sought-After Ponds of Stony Creek Community! At 3,562 Sq Ft of Finished Living Space, Plus an Additional 1,754 Unfinished Sq Footage in the Basement, This Oxford Floor Plan is One of the Largest Models and Has Potential to be 5,300+ of Living Space! This Incredible 4 Bed, 2.5 Bath Two-Story Home Also Offers a Versatile 1st-Floor Office w/ Possible 5th Bedroom, Upstairs Loft, Dual Staircases, 3 Walk-In Closets, a Huge Unfinished Basement & a 3-Car Epoxy-Coated Garage! Enter Through the Towering Two-Story Foyer, Which Flows Directly into the Formal Living & Dining Room, Perfect for Entertaining! Continue Back to the Open-Concept Family Room, Sitting Open to the Breakfast Area & Kitchen for the Ultimate Everyday Living Space! The Modern Kitchen Features an Oversized Island w/ Bar Stool Seating & Two Separate Pantries for All Your Storage Needs! Sliding Glass Doors off the Breakfast Area Lead to Your Brick Paver Patio (2024), a Great Spot for Morning Coffee or Evening Get-Togethers! The Office, Powder Room & Laundry Room are All Conveniently Tucked Along the Garage Entryway! Choose From Two Staircases to Make Your Way Upstairs to the Huge Owner's Suite, Complete w/ Coffered Ceilings, a Massive Walk-In Closet & Private Ensuite Bath! A Flexible Loft Space Rounds Out the 2nd Floor, w/ Room to Add Another Bedroom if Desired! The Massive Unfinished Basement Offers Tons of Storage Space & Comes Complete w/ a Freezer - Plus a Rough-In Already in Place for an Additional Full Bathroom, Making This a Wonderful Blank Canvas to Add Your Own Finishing Touches! Tons of Updates & Extras Include: Interior Partially Repainted (2025), Lighting Fixture Upgrades (2022 & 2024), Washer & Dryer (2021), Brick Paver Patio (2024), 3-Car Epoxy-Coated Garage, 2nd Refrigerator & Freezer in Basement, Basement Bathroom Rough-In, Radon Mitigation System, Built-In WiFi Connectivity System, 200 Amp Electrical Panel, Sump Pump & Ejector Pit, ADT Security System w/ 3 Built-In Cameras, Honeywell Smart Thermostat & 2 Attic Access Points (Master Bedroom & Garage) for Extra Storage! Situated in a Peaceful Neighborhood, Yet Only Minutes from the Randall Road Corridor's Shopping & Entertainment. Ponds of Stony Creek is a Sidewalk Community w/ a Neighborhood Park! Highly Acclaimed Community Unit School District 301! The Basement Refrigerator is the Original Fridge and is the One Included in the Sale. The Upstairs Refrigerator is Not Included.
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Highlights

Listed by Ryan Widerberg , 847-849-7748 eXp Realty - Chicago North Ave , 888-574-9405. Midwest Real Estate Data mls logo

Property Type

Residential
Lot/Acreage
0.24

HOA Fee

500 Annually

Year Built

2021

County

Kane

Area

Elgin

 Neighborhood

Ponds of Stony Creek

 School District

301

Listing ID

12792388

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Humidifier, Security System,CO Detectors,Sump Pump,Radon Mitigation System,Security Cameras,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Log
Basement:Unfinished,Full
Other:
  • ▪ Additional:Cathedral Ceiling(s), Walk-In Closet(s), Coffered Ceiling(s), Separate Dining Room, Pantry, Quartz Counters
Water:Public

Exterior Features

Lot Dimensions:80x134
Garage Capacity:3
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,192
Taxes
$1,151
HOA
$500

Home Price

$595,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,192.46

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,192.46 $1,151.08 $500.00 $4,843.54
Yearly $38,309.47 $13,813.00 $6,000.00 $58,122.47
Total $1,149,283.95 $414,390.00 $180,000.00 $1,743,673.95
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T00:56:05.000Z

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