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530 Cumberland Trl , Elgin, IL 60123
$549,000
Est. Payment: $2,965.79/mo
4 Bed
3 Bath
2589 Sqft
0.18 Acres
Status: closed | Days on site: 2
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28406 - 29594,269085
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House Description

This home is perfect! It is truly a meticulously rehabbed home designed with the highest craftsmanship! And, it is nearly brand new! Wait until you see it. Walk into an inviting open concept floor plan dressed with warm wall colors, dotted with recessed lighting and adorned with real hardwood flooring featuring a satin finish and a water-based stain. Then. Watch as natural crisp sunlight pours in from all directions, and warms up your home, and your heart. Unwind in your living room, and gaze out the front window: and daydream; or, enjoy those festive holiday parties with family and friends in your dining room, which is dressed with a contemporary, linear chandelier that further adds character to the space. The living room and dining room then opens up into another world: a stunning kitchen, a first floor powder room tucked away in the right spot, a masterful family room and a heartwarming sun room. The kitchen is beautiful. It is is accentuated with 42" white oak, shaker style, soft close kitchen cabinets, brushed gold handles and fixtures, under cabinet lighting, a tastefully curated calacatta laza quartz countertop chased up to the backsplash and, of course, high-end Bosch appliances to match the vibe. Continue that lively conversation with family and friends on your kitchen peninsula or easily add a table and chairs in the area between the kitchen and the family room, and peek out into your sprawling yard and watch over the little ones run amok. It gets even more amazing! The family room is accentuated with real cedar wood ceiling beams that add a perfect touch to an already stunning place. Turn on your gas wood burning fireplace, kick your feet up on the ottoman, cuddle up with your favorite people and watch your favorite show. It makes for memorable moments. But wait. There is also more. The sunroom is pretty spectacular. It is light and bright and airy, and it is filled with: natural sunlight. This space is versatile in its uses from an additional family room to a play room to a green room to an office. And there is still more. Let us head upstairs! There are four bedrooms on the second floor. Each bedroom is spacious with ample closet space; each bedroom is decorated with the same trim from the first floor all the way up to the second floor along with shaker style closet doors and then decked out with black hardware. There is a full bathroom on the second floor; this designer bathroom stuns with its double vanity sink laid with a quartz countertop, a mirror outlined in black trim, black hardware fixture accents, linear LED lighting and immaculately set ceramic tiles; there is also a modern soaking tub in this space, which further adds to the functionality of this home. Then, the primary bedroom: it is very spacious, serene and it features a primary closet and a primary bathroom. This space is your private sanctuary. The primary bathroom is alluring with its modern designed double vanity adorned with a calacatta laza quartz countertop, cathedral-like mirrors, brushed gold accents, oval lighting and a powerful stand-up shower with its textured tiles, brushed gold fixtures and a modern linear drain. This space is at the intersection of modern and classy. And, there is still - more! The finished basement is equally impressive. It features ample space for yet another family room along with a wet bar area featuring undermount shelf lighting and a beverage center! There is also a bonus room and a large utility room with a side-by-side washer-and-dryer. There is really nothing to do here except, yep, you're right, move in! This home is within walking distance to Powder River Park, Eagle Park and minutes way from Creekside Elementary School, Home Depot, the 90, Highway 20, shopping, restaurants and so much more! Easy to show. It is a 10!

Highlights

Listed by Peter Drossos , 773-593-5626 Peter Drossos Real Estate , 773-593-5626. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1984

County

Kane

Area

Elgin

Neighborhood

Valley Creek

School District

46

Listing ID

12722388

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Range Hood, Gas Oven, Humidifier, CO Detectors
Air Cond:Central Air
Fireplaces:Wood Burning,Gas Starter,Masonry
Floor:Hardwood
Basement:Finished,Egress Window,Full
Other:
  • ▪ Additional:Wet Bar, Walk-In Closet(s), Beamed Ceilings, Open Floorplan, Separate Dining Room, Quartz Counters
Water:Lake Michigan,Public

Exterior Features

Lot:Sloped
Lot Dimensions:80 x 110
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Garage
Principal Interest
$2,966
Taxes
$810

Home Price

$549,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,965.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,965.79 $809.67 $0.00 $3,775.46
Yearly $35,589.52 $9,716.00 $0.00 $45,305.52
Total $1,067,685.49 $291,480.00 $0.00 $1,359,165.49
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Elgin, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T23:24:05.000Z

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