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176 Riverside Island Dr , Fox Lake, IL 60020
$479,000
Est. Payment: $2,587.64/mo
3 Bed
2 Bath
1309 Sqft
Status: re-activated | Days on site: 58
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28460 - 253726
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House Description

BACK ON THE MARKET AND BETTER THAN EVER! (UPDATED PHOTOS COMING SOON) The sellers have made a significant investment in transforming this home, bringing exciting updates and fresh appeal to an already wonderful property! At the heart of these improvements is a completely remodeled kitchen, featuring beautiful new cabinetry, quartz countertops, an all-new appliance package, and new flooring. The updates don't stop there! A brand-new furnace and two beautifully refreshed bathrooms add even more value, comfort, and peace of mind. With these substantial improvements now complete, this home offers an exciting opportunity for buyers to enjoy the benefits of a beautifully updated home! Perched in a welcoming island community where you can drive right to your front door, this charming Chain O'Lakes cottage offers the perfect blend of year-round comfort and weekend escape. Best of all, you'll enjoy the peace of mind that comes with being high and dry, outside of the flood zone, embracing the waterfront lifestyle you've been dreaming about without the worry. Step inside to discover a freshly painted interior where the kitchen flows effortlessly into the open-concept living and dining areas. Expansive waterfront views create a stunning backdrop, while hardwood floors and a cozy fireplace add warmth and character, making every season enjoyable. Just outside, a spacious deck invites you to relax with your morning coffee, entertain friends, or unwind after a fun day soaking up fun and sun on the water. The thoughtfully designed floor plan features three bedrooms and two full baths, including a private primary suite occupying its own level. This peaceful retreat offers a generously sized bedroom, an en suite bath, and the added convenience of a washer and dryer on the same floor. Life on the Chain is all about making memories, and this property is ready for adventure from day one. The pier and boat lift are included, allowing you to head out on the water whenever the mood strikes. A waterfront shed provides the perfect place to store kayaks, paddleboards, fishing gear, and other lake toys, while the detached garage offers additional storage. Beyond your backyard, you'll love being just moments from one of the area's favorite gathering spots-Lakefront Park. Spend summer evenings enjoying Friday night concerts, cool off at the splash park, relax on the sandy beach, or watch spectacular fireworks that make this location even more special. Whether you're searching for a full-time waterfront residence or the perfect Chain O'Lakes getaway, this home offers the rare opportunity to enjoy the best of lake living in a close-knit community with all the conveniences of driving directly to your island home. Come experience the lifestyle that makes every day feel like a vacation.

Highlights

Listed by Tracy Stella , 224-426-4651 Stellar Results Realty , 224-426-4650. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1927

County

Lake

Area

Fox Lake

School District

114

Listing ID

12708484

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Air Cond:Window Unit(s)
Fireplaces:Wood Burning
Floor:Hardwood
Basement:Partially Finished,Walk-Out Access
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan
Water:Well

Exterior Features

Lot:Water Rights,Lake Front,Waterfront
Lot Dimensions:36x193x20.1x47.9x170.6
Garage Capacity:1
Others:
  • ▪ Additional:Boat Slip
Sewer:Septic Tank
Parking Features:Yes,Garage Owned,Detached,Garage
Principal Interest
$2,588
Taxes
$524

Home Price

$479,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$95,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,587.64

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,587.64 $523.63 $0.00 $3,111.27
Yearly $31,051.69 $6,283.50 $0.00 $37,335.19
Total $931,550.73 $188,505.00 $0.00 $1,120,055.73
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Fox Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T19:27:07.000Z

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