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1227 W Stephenson St , Freeport, IL 61032
$200,000
Est. Payment: $1,073.09/mo
5 Bed
2 Bath
3028 Sqft
0.21 Acres
Status: active | Days on site: 7
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House Description

Over 3,000 square feet with three finished levels of living space, abundant storage, a basement workshop, and a huge garage, space truly abounds while character shines throughout! From the open staircase to the oversized living room, this home offers the kind of room sizes and flexibility that are hard to find. The main living area provides space for a traditional living room, dining area, and sitting area, plus access to the enclosed porch for even more everyday living space. The spacious kitchen features a breakfast bar, dining area, and doors leading to both decks, approximately 14' x 12' and 12' x 10', creating easy indoor-outdoor flow for grilling, dining, or relaxing. A large main-floor bedroom adds valuable flexibility and even has access to a second staircase leading upstairs. Use it as a bedroom, guest room, home office, or whatever best fits your needs. A brand-new full bath completed in 2026 adds even more convenience to the main level. Upstairs you'll find four additional bedrooms and a second full bath. Bedroom 1 features an impressive 9' x 8' walk-in closet, while Bedroom 4 offers the convenience of laundry tucked into its own walk-in closet. And there's still another level! The spacious finished attic offers three separate usable areas plus a large storage room, ideal for bedrooms, a family room, game room, hobby space, office, exercise area, or a combination of uses. The basement continues the theme of flexibility with a dedicated workshop and plenty of additional storage. Major updates include fascia and gutters on the east side in 2026, ceiling fans in 2025, water softener in 2025, high-efficiency furnace in November 2023, garage roof in 2018 full tear off and re-sheeted, and house siding and roof in 2008 roof full tear off and re-sheeted, many windows replaced. every exterior wall has added insulation, attic has added insulation and the front porch ceiling added blown in insulation. Don't overlook the garage, approximately 22' x 28' with additional off-alley parking for approximately three more vehicles. With over 3,000 square feet, five-six bedrooms, three finished living levels, two staircases, multiple outdoor spaces, a workshop, oversized garage, and storage seemingly everywhere, this is a home that gives you room to live, work, create, entertain, and grow.

Highlights

Listed by Aubra Palermo , 815-275-6610 RE/MAX Unites , 815-297-1778. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1897

County

Stephenson

Area

Freeport

School District

145

Listing ID

12753376

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:Wood Burning
Basement:Unfinished,Full
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s)
Water:Public

Exterior Features

Lot Dimensions:60x162
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Yes,Garage Owned,Detached,Garage
Principal Interest
$1,073
Taxes
$96

Home Price

$200,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,073.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,073.09 $95.58 $0.00 $1,168.68
Yearly $12,877.13 $1,147.00 $0.00 $14,024.13
Total $386,313.93 $34,410.00 $0.00 $420,723.93
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Market insight data is pulled from the same city as the listing being viewed (Freeport, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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