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227 S 2nd St , Geneva, IL 60134
$715,000
Est. Payment: $3,836.31/mo
3 Bed
2 Bath
1652 Sqft
0.19 Acres
Status: contingent | Days on site: 8
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30464 - 624,244825
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House Description

IMAGINE THIS...Imagine stepping into a home built in 1854, when Geneva was just beginning to grow and the railroad had arrived only a year earlier. Nearly 170 years later, this remarkable home beautifully blends its rich history with thoughtful updates and sophisticated modern living. Originally, the home featured a parlor and three bedrooms on the main level, with the kitchen, dining room, and storage below. The lower level was constructed from locally quarried limestone, a nod to the natural resources found along the Fox River and to the craftsmanship of the era. Over the decades, the home has evolved while retaining its character and sense of place. Most recently, the kitchen and both bathrooms were beautifully renovated in 2022 - and the results are truly exceptional. The magazine-worthy bathrooms showcase gorgeous, upscale design choices and luxurious finishes. The kitchen is equally impressive, featuring a Sub-Zero refrigerator, custom cabinetry, quartz countertops, and built-in banquette seating beneath a distinctive barrel ceiling - a space that is as beautiful as it is inviting. A side entrance off Franklin Street leads into a bright and welcoming sunroom, where large windows frame peaceful views of the backyard. This versatile space also provides convenient access to the garage. The lower level offers even more living space, including a comfortable family room overlooking the gardens, a third bedroom, and a flexible workroom or office - or whatever space best suits your lifestyle. And then there's the lower-level bathroom... just wait until you see it. It is truly off the charts. Outside, the beautifully landscaped yard creates a private oasis in the heart of downtown, complete with a charming gazebo where you can enjoy the outdoors in comfort, without the bugs. And the location? It doesn't get much better. Set in the heart of downtown Geneva, you can walk to the town's wonderful restaurants, boutiques, and everyday conveniences. The Metra station and Fox River are just three blocks away, putting both transportation and recreation right at your doorstep. A home with nearly 170 years of stories, beautifully reimagined for today. Historic character, exceptional design, and an unbeatable downtown Geneva location - this is a truly special property.

Highlights

Listed by Katie Hemming , 630-212-6165 Berkshire Hathaway HomeServices Starck Real Estate , 630-232-0021. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.19

Year Built

1854

County

Kane

Area

Geneva

School District

304

Listing ID

12738471

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, High End Refrigerator, Bar Fridge, Freezer, Washer, Dryer, CO Detectors
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Below Ground Sq Ft:696
Basement:Finished,Full,Daylight
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot:Corner Lot,Landscaped
Lot Dimensions:69x120x69x120
Garage Capacity:1
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Attached,Garage
Principal Interest
$3,836
Taxes
$773

Home Price

$715,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$143,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,836.31

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,836.31 $772.58 $0.00 $4,608.90
Yearly $46,035.74 $9,271.00 $0.00 $55,306.74
Total $1,381,072.32 $278,130.00 $0.00 $1,659,202.32
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Geneva, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-26T22:55:05.000Z

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