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316 N Hartwell St , Gilman, IL 60938
$114,900
Est. Payment: $620.71/mo
3 Bed
1 Bath
1080 Sqft
0.32 Acres
Status: closed | Days on site: 15
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94077 - 940604,940307
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House Description

Perfect Starter Home in Gilman - Ideal for First-Time Home Buyers! Searching for the perfect first home? This updated 3-bedroom, 1-bath ranch at 316 N. Hartwell St. in Gilman is a fantastic opportunity for a first-time home buyer. Offering 1,080 square feet of main-level living plus a full 1,080-square-foot unfinished basement, this move-in-ready home combines modern updates with room to grow. Recent improvements include a new roof (2019), new water heater (2023), beautifully remodeled bathroom (2024), and kitchen appliances replaced in 2022. Newer vinyl tilt-in windows, boiler heat, and central air provide year-round comfort and efficiency. One of the property's most unique features is its oversized 0.32-acre lot. Originally comprised of four separate lots that have since been combined into one generous parcel, the property offers exceptional outdoor space for entertaining, gardening, pets, or simply enjoying your own backyard retreat. With major updates already completed and plenty of opportunity to personalize the unfinished basement, this Gilman home is an outstanding value for buyers looking to build equity while enjoying a move-in-ready home.

Highlights

Listed by Tim Smith , 815-383-7592 Smith's Real Estate Services, , 815-432-2900. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.32

Year Built

1957

County

Iroquois

Area

Gilman

School District

10

Listing ID

12703878

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Refrigerator, Washer, Dryer
Air Cond:Central Air
Fireplaces:
Floor:Hardwood
Basement:Unfinished,Full
Water:Public

Exterior Features

Lot:River Front
Lot Dimensions:200x137x20x39x61x59x34x10
Garage Capacity:3
Zoning:SINGL
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Gravel,Driveway,Yes,Owned
Principal Interest
$621
Taxes
$191

Home Price

$114,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$22,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$620.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $620.71 $191.10 $0.00 $811.80
Yearly $7,448.52 $2,293.14 $0.00 $9,741.66
Total $223,455.49 $68,794.20 $0.00 $292,249.69
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Gilman, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T23:24:05.000Z

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