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115 Cardinal Ct , Island Lake, IL 60042
$699,000
Est. Payment: $3,776.12/mo
5 Bed
4 Bath
2956 Sqft
0.77 Acres
Status: closed | Days on site: 4
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House Description

Some homes captivate from the moment you arrive; others leave an impression that endures long after you've left. This extraordinary waterfront estate accomplishes both. Perfectly positioned on a private hillside cul-de-sac, this sprawling all-brick and stone ranch commands one of the most breathtaking aerial water views imaginable. Set on an exceptional 150 feet of private shoreline, the property is one of only 18 exclusive residences surrounding a pristine private lake, where crystal clear waters, sandy beaches, and a composite pier create an unparalleled resort inspired lifestyle. An expansive driveway welcomes guests to the oversized three-car garage before arriving at a charming front porch that sets the tone for the home's warm sophistication. Inside, a spectacular vaulted foyer immediately frames panoramic lake views, creating an unforgettable first impression. Adjacent to the foyer, the elegant vaulted dining room offers picturesque views of the manicured front grounds while providing the perfect setting for intimate dinners or grand scale entertaining. Just beyond is an extraordinary vaulted eat-in kitchen beautifully appointed with 36 inch hickory cabinetry, granite countertops, stainless steel appliances, double oven, a reverse osmosis system, an oversized preparation island, and a breakfast bar overlooking the dining nook. Surrounded by panoramic lake views on three sides, the breakfast area seamlessly transitions to a spacious composite deck and an exceptional three season room. Designed to embrace its remarkable surroundings, the three season room offers uninterrupted views of the lake, beach, and patio, creating the perfect retreat for every season. Flowing effortlessly from the kitchen, the dramatic vaulted family room showcases custom built-ins, a stunning brick fireplace, and walls of windows that place the tranquil waterfront scenery at center stage. A private bedroom wing, thoughtfully separated by its own entrance, offers ADA compliant hallway and doorway widths, three generously sized bedrooms, and two full bathrooms. Two of the bedrooms enjoy spectacular water views and are connected by a well designed Jack-and-Jill bath featuring a virtually zero-threshold shower and separate dual vanity area. The third bedroom is conveniently located adjacent to an additional full hall bathroom. Occupying its own private wing, the luxurious primary suite is a peaceful sanctuary overlooking the lake. Sliding glass doors open onto a private composite deck with elevated views of the patio and shoreline, while the suite is complemented by an expansive walk-in closet and a spa-inspired bath featuring an oversized whirlpool tub, steam shower, dual vanities, and a private water closet. The main level is further enhanced by Brazilian teak flooring throughout, a private executive office, and a well appointed laundry room complete with a dedicated dog wash station. The finished walkout lower level evokes the warmth and character of an upscale mountain lodge, featuring treated fire-resistant timber throughout, an impressive custom bar, spacious media and recreation areas, a cozy fifth bedroom, a full bath with sauna and shower, and direct access to the lakeside patio. A separate workshop or recreational storage area with double door exterior access provides exceptional flexibility for hobbies, watercraft, or recreational equipment. Additional exterior storage, conveniently accessed from the patio, offers ample space for lake toys, outdoor furniture, and lawn equipment. Completing this exceptional residence is the peace of mind of a whole house generator. Offering an unrivaled combination of luxury, privacy, and resort-style waterfront living, this is a rare opportunity to own one of the lake's most extraordinary properties.

Highlights

Listed by Robbie Morrison , 847-212-0966 Coldwell Banker Realty , 847-222-5000. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.77

Year Built

2000

County

McHenry

Area

Island Lake

Neighborhood

Rolling Oaks

School District

118

Listing ID

12723826

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Double Oven, Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Cooktop, Oven, Range Hood, Water Softener Owned, Gas Cooktop, Humidifier, Water-Softener Owned,Central Vacuum,CO Detectors,Ceiling Fan(s),Fan-Whole House,Sump Pump,Generator
Air Cond:Central Air
Fireplaces:Attached Fireplace Doors/Screen,Gas Log,Gas Starter,More than one
Floor:Hardwood
Basement:Finished,Exterior Entry,Egress Window,9 ft + pour,Rec/Family Area,Sleeping Area,Storage Space,Daylight,Full,Walk-Out Access
Other:
  • ▪ Additional:Vaulted Ceiling(s), Sauna, Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s), Bookcases, Open Floorplan, Granite Counters, Separate Dining Room
Water:Well

Exterior Features

Lot:Cul-De-Sac,Landscaped,Water Rights,Beach Access,Lake Front,Lake Privileges,Waterfront
Lot Dimensions:80x172x149x31x84x149
Garage Capacity:3
Roof:Asphalt
Others:
  • ▪ Additional:Fire Pit, Dock
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Heated Garage,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,776
Taxes
$1,240

Home Price

$699,000

Loan Details

30 yrs
7.148%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,776.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,776.12 $1,240.33 $0.00 $5,016.45
Yearly $45,313.43 $14,884.00 $0.00 $60,197.43
Total $1,359,402.84 $446,520.00 $0.00 $1,805,922.84
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Island Lake, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T21:23:08.000Z

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