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201 E Liberty St , Joy, IL 61260
$60,000
Est. Payment: $321.93/mo
2 Bed
1 Bath
1255 Sqft
0.56 Acres
Status: active | Days on site: 90
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108079 - 1081457,1081457
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House Description

If you've been searching for an affordable home in a quiet community, this one deserves a look. Sitting on a spacious, level corner lot, this two-bedroom, one-bath home offers the perfect opportunity for someone ready to add their own touch and bring a little more life back into a home with great space. The work has already begun, with many of the bigger projects completed, making this a great opportunity for an investor, or someone looking for a project with potential. Inside, you'll find beautiful hardwood floors, charming French doors, and the character you just don't find in every home today. The oversized breezeway between the home and the attached two-car garage adds even more flexibility - use it as a cozy extra family room, kids' play space, hobby area, dining room, or a spot to relax with your morning coffee. Outside, the large corner lot(3) provides plenty of room to enjoy the outdoors, with two additional sheds offering convenient storage. This home is move-in ready but waiting for someone with vision to finish the transformation. Affordable living, a peaceful small-town setting, and the chance to create something truly your own - sometimes the best homes are the ones waiting for someone to love them back to life.

Highlights

Listed by Jen Miller , 309-737-6662 RE/MAX Concepts Bettendorf , 563-332-9900. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.56

Year Built

1910

County

Mercer

Area

Joy

School District

404

Listing ID

12684070

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range
Air Cond:Window Unit(s)
Fireplaces:
Floor:Hardwood,Wood
Basement:Crawl Space
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath
Water:Public

Exterior Features

Lot:Level
Lot Dimensions:185x135x183x131
Garage Capacity:2
Roof:Asphalt
Others:
  • ▪ Additional:Breezeway
Sewer:Public Sewer
Parking Features:Asphalt,Attached,Garage
Principal Interest
$322
Taxes
$103

Home Price

$60,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$12,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$321.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $321.93 $102.84 $0.00 $424.76
Yearly $3,863.14 $1,234.02 $0.00 $5,097.16
Total $115,894.18 $37,020.60 $0.00 $152,914.78
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Joy, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T02:55:04.000Z

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