Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

496 Rulison Dr , Loda, IL 60948
$438,900
Est. Payment: $2,354.91/mo
4 Bed
2 Bath
2050 Sqft
0.57 Acres
Status: active | Days on site: 70
Get Pre-Qualified
95122 - 952425
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Move to LODA... & LOVE where you LIVE! This updated, sprawling ranch on the Beautiful Bayles Lake is an incredible 1/2 acre, waterfront property that offers a huge, gorgeous yard & close to 75 ft of shoreline! Loda IL is probably one of the best kept secrets in the Mid-West...a quiet, scenic, lakeside community in a rural area with a population of ~450 & a total area of 1.48 sq.miles. Bayles Lake is a 237-acre spring-fed lake where residents enjoy lake activities, walking trails & picturesque parks. This is a ~2700sqft 4-bedroom, 2-bath, 1-level traditional home w/a fin.bsmt & great curb appeal. Situated under a canopy of magnificent, mature trees on a lg scenic, lot makes for a spectacular setting! This is one of the very few lakefront homes that has a big, beautiful backyard...but this one also has a big, beautiful park right across the street! Making it the perfect place for entertaining & family gatherings! This gorgeous lot offers lovely lake views, while garnering the privacy & protection of the cove. Recently rebuilt (20x16) dock w/an attractive stone staircase access. The Craftsman style front door leads to a spacious foyer that has bench seating, crownmolding & wainscoting. There is an enormous (26x15) living/dining space w/a triple ~12ft long picture window for endless front yard & park views. 2-sided fireplace opens brick fireplaces in the living & family rooms. Popular open floor plan w/a big, bright kitchen (20 x11) open to the lg (25x16) family rm (used as a formal dining rm) A sliding glass door opens from the family rm to the fabulous screened-in summer porch (34x16) that has high, cedar-planked ceilings & steps down to a (16x14) concrete patio...providing a peaceful & perfect place to start the day or relax & unwind after work. More views of the lake/backyard from the kitchen sink & breakfast nook windows. There are loads of quality, solid maple "shaker-style" cabinets (incl.a tall pull-out pantry), tons of counter space & newer upscale stainless appliances. Conveniently located right off the kitchen is the (13x6) laundry rm that has direct access to the backyard & bsmt, a newer front load washer/dryer & a massive modern, built-in "shaker style" counter/cabinet. Ceramic tile flooring in all the wet rooms & acres of 3/4" hardwood flooring. (the only carpet is in the fin.bsmt) Fantastic, flowing floor plan continues with 4 good-sized bedrooms just down the hallway from the front foyer, away from the kitchen & main living spaces. The primary bedroom (18x12) offers 2 lg windows, long closet & updated bath. The rec-room (24x20) in the fin.bsmt is a great space for a theater rm & the unfin. side (20x17) provides a lg area for storage & utilities. The interior was professionally painted & many updated electric & plumbing fixtures. (2025) The high-efficient Trane furnace (2017) is annually serviced. Washer/dryer (2025) refrigerator (2026) dishwasher (2026) The South side of Bayles Lake is home to the well-known, lovely Lake View 18-hole Golf Course. Other area activities include fishing, boating, swimming, kayaking, canoeing, ice skating, hiking, bocca & pickleball courts, parks & playgrounds. An outdoor pavilion used for community events can also be reserved by residents for private parties. The Community hosts an awesome annual 4th of July fireworks display & many other fun, family events throughout the year. An architectural gem in Loda is the quaint public library, built in 1896 & still open. The Loda Post Office has been operating since 1880. Pride of ownership shines w/cared for neighboring homes & beautiful yards. Living at 496 Rulison allows you to enjoy "vacation-living" every day of the year, & Life is always better on the lake. This property is extremely well built, meticulously maintained & thoughtfully updated. Terrific Home. Tremendous Value. Trainquil Location. You will not be disappointed with this one! Small-town living at its best, so don't delay... Call to schedule your private showing today!

Highlights

Listed by Diane Dawson , 217-418-6868 RE/MAX REALTY ASSOCIATES-CHA , Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.57

HOA Fee

1 Monthly

Year Built

1975

County

Iroquois

Area

Loda

School District

10

Listing ID

12712875

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Range Hood, Gas Oven, Water-Softener Rented,CO Detectors,Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Double Sided
Floor:Hardwood
Below Ground Sq Ft:382
Basement:Partially Finished,Partial
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Dining Combo
Water:Shared Well

Exterior Features

Lot:Channel Front,Nature Preserve Adjacent,Water Rights,Mature Trees,Pie Shaped Lot,Views,Lake Front,Lake Privileges,Waterfront
Lot Dimensions:150 X 227.7 X 49.9 X 227.7
Garage Capacity:10
Roof:Asphalt
Sewer:Septic Tank,Septic System Required
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
Principal Interest
$2,355
Taxes
$644
HOA
$1

Home Price

$438,900

Loan Details

30 yrs
7.08%

Down Payment

20%
$87,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,354.91

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,354.91 $643.67 $1.00 $2,999.57
Yearly $28,258.86 $7,724.00 $12.00 $35,994.86
Total $847,765.93 $231,720.00 $360.00 $1,079,845.93
Lender profile image
Master Chief
Lender
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Loda, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

IDX service by Blueroof 360

Data last updated: 2026-10-27T02:55:04.000Z

© 2026 Midwest Real Estate Data

MLS Logo - Midwest Real Estate Data