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614 Livingston St , McHenry, IL 60050
$374,999
Est. Payment: $2,012.05/mo
2 Bed
1 Bath
1066 Sqft
0.21 Acres
Status: active | Days on site: 65
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1707 - 261751
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House Description

**INTEREST RATES HOLDING YOU BACK? HERE'S SOME GREAT NEWS!** The seller is offering assistance toward buying down your mortgage interest rate, PLUS our preferred lender is contributing an additional **$2,000!** This is an exciting opportunity to potentially lower your monthly mortgage payment and make waterfront living more affordable! Ask for details on how you can take advantage of these incentives! Your Chain O'Lakes waterfront lifestyle starts right here! Enjoy direct access to the Chain O'Lakes from this beautifully remodeled channel-front ranch, complete with a custom L-shaped steel pier featuring SunWalk decking, installed in 2025. Situated on a peaceful channel just minutes by boat from Pistakee Lake, this home offers the perfect setting for boating, relaxing, and enjoying life on the water. Step inside and discover an inviting interior with more space and flexibility than you might expect! Originally a 3-bedroom home, the layout was reconfigured to create an oversized primary bedroom. The space could easily be converted back to three bedrooms, offering flexibility to accommodate your needs! The stunning remodeled kitchen features two-toned cabinetry, granite countertops, stainless steel appliances, and an impressive 10-foot island with breakfast bar seating, creating a fantastic space for everyday living and entertaining. The beautifully updated bathroom includes a double-sink vanity and spacious two-person walk-in shower with glass doors. Additional interior improvements include updated flooring, fresh finishes, new interior doors and trim, and Jeld-Wen windows throughout. Enjoy peaceful channel views and beautiful sunsets from the screened three-season porch, or head outside to your own waterfront and pier. Exterior improvements include a new 2.5-car detached garage built in 2024, new vinyl siding on the home and garage, refreshed front porch, landscaping, and pavers. Whether you're looking for a year-round residence or a weekend retreat, this move-in-ready waterfront home offers an inviting combination of modern updates, comfortable living, and direct Chain O'Lakes access. Come experience the space, updates, and waterfront setting for yourself!

Highlights

Listed by Stephanie Liscomb , 224-426-7323 Lakes Realty Group , 224-225-1139. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1963

County

Lake

Area

Holiday Hills / Johnsburg / McHenry / Lakemoor / McCullom Lake / Sunnyside / Ringwood

School District

114

Listing ID

12734766

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, CO Detectors,Ceiling Fan(s),Water Heater-Gas
Air Cond:Central Air
Fireplaces:
Basement:Crawl Space
Water:Shared Well

Exterior Features

Lot:Channel Front,Water Rights,Mature Trees,Lake Front,Lake Privileges,Waterfront
Lot Dimensions:66x138
Roof:Asphalt
Others:
  • ▪ Additional:Dock
Sewer:Septic Tank
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Driveway,Owned,Garage
Principal Interest
$2,012
Taxes
$432

Home Price

$374,999

Loan Details

30 yrs
7.08%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,012.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,012.05 $431.92 $0.00 $2,443.96
Yearly $24,144.56 $5,183.00 $0.00 $29,327.56
Total $724,336.70 $155,490.00 $0.00 $879,826.70
Lender profile image
Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (McHenry, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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