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1 Turtle Creek Rd , Monticello, IL 61856
$429,900
Est. Payment: $2,322.39/mo
3 Bed
2 Bath
2338 Sqft
0.53 Acres
Status: closed | Days on site: 4
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House Description

Welcome to 1 Turtle Creek Road in Monticello's highly desirable Turtle Creek Subdivision! Situated on a beautiful corner lot surrounded by mature trees, this custom-built ranch home offers timeless design, exceptional functionality, and numerous updates throughout. Built in 1997 and thoughtfully maintained, this spacious split-floor-plan residence combines elegant living spaces with the comfort and convenience today's buyers desire. From the moment you arrive, you'll appreciate the impressive curb appeal, highlighted by a rare front circle driveway, mature landscaping, and a side-load 2-car attached garage. Step inside and immediately experience the elegant feel of the home. The welcoming front living room features a soaring cathedral ceiling and a stunning full-height window accented with a half-moon transom that fills the space with natural light. The open-concept layout creates outstanding flow between the living room, family room, kitchen, and dining room, making everyday living and entertaining effortless. The spacious family room serves as the heart of the home and features a cozy gas log fireplace along with a wall of windows overlooking the sunroom and backyard beyond. Just off the main living area, the formal dining room showcases another cathedral ceiling and matching full-height window with a half-moon accent, creating a beautiful setting for gatherings both large and small. The updated kitchen is sure to impress with its modern white cabinetry, stylish backsplash, breakfast bar seating, closet pantry, and complete suite of stainless-steel appliances. An additional breakfast nook or flex space just off the kitchen offers endless possibilities and is perfect for enjoying morning coffee, creating a small home office, reading area, or hobby and craft space. One of the home's standout features is the spacious four-seasons sunroom, offering year-round enjoyment and peaceful views of the backyard. Whether you're entertaining guests or simply relaxing after a long day, this versatile space provides the perfect retreat. The split-bedroom floor plan provides privacy and functionality. The generously sized primary suite features cathedral ceilings, French doors leading directly to the backyard patio, and ample room for additional furniture. The private ensuite bathroom includes a whirlpool tub, separate shower, and multiple closets for exceptional storage. Two additional bedrooms and a full guest bathroom are located on the opposite side of the home, providing comfortable accommodations for family members or guests. Outdoor living is equally impressive. The large concrete patio offers plenty of room for grilling, dining, and entertaining while mature shade trees create a private and relaxing backyard setting. An additional detached 1-car garage provides valuable extra storage space for lawn equipment, recreational items, workshop use, or hobbies. Numerous updates provide peace of mind and modern appeal, including luxury vinyl plank flooring throughout the main living areas and primary bedroom, interior paint completed in 2022 using light contemporary colors, stainless-steel kitchen appliances new in 2022, washer and dryer new in 2024 that will remain with the home, furnace and central air conditioning replaced in 2018, water heater updated in 2015, and roof replaced in 2009. Offering a highly sought-after location, spacious ranch design, quality construction, mature setting, and an extensive list of updates, this exceptional Turtle Creek property presents a rare opportunity to enjoy comfortable living in one of Monticello's most desirable neighborhoods. Schedule your private showing today and discover everything this beautiful home has to offer.

Highlights

Listed by John Frerichs , 217-260-5033 KELLER WILLIAMS-TREC , 217-356-6100. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.53

Year Built

1997

County

Piatt

Area

Western Champaign County / Piatt & McClean Counties

School District

25

Listing ID

12677892

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Ceiling Fan(s),Sump Pump
Air Cond:Central Air
Fireplaces:Gas Log
Basement:Crawl Space
Other:
  • ▪ Additional:1st Floor Bedroom, 1st Floor Full Bath, Open Floorplan
Water:Public

Exterior Features

Lot:Corner Lot,Mature Trees
Lot Dimensions:126 x 162 x 159 x 228
Garage Capacity:3
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Detached,Garage
Principal Interest
$2,322
Taxes
$572

Home Price

$429,900

Loan Details

30 yrs
7.148%

Down Payment

20%
$85,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,322.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,322.39 $571.73 $0.00 $2,894.13
Yearly $27,868.73 $6,860.80 $0.00 $34,729.53
Total $836,061.92 $205,824.00 $0.00 $1,041,885.92
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Monticello, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-11-02T23:24:05.000Z

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