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20798 White Oaks Rd , Morrison, IL 61270
$425,000
Est. Payment: $2,280.33/mo
3 Bed
3 Bath
2717 Sqft
6.84 Acres
Status: active | Days on site: 221
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House Description

NEW ROOF (August 2026) installed on this beautiful ranch tucked away in a peaceful 15-home rural subdivision. This expansive 6.8-acre retreat offers the best of country living just 5 minutes from I-88 access, 6 minutes from the quaint city of Morrison and 10 minutes from the city of Sterling. Surrounded by rolling farmland and woods, it's the largest acreage in the neighborhood, offering privacy and tranquility while still maintaining a sense of community and quick access to town. Wildlife abounds on this outdoor lover's paradise. The property features a winding creek, mature oak trees, and thousands of perennial wildflowers. A divided 30x40 barn with concrete floors opens to fenced pastures ideal for horses. You'll also find a wooden hen house, an orchard with multi variety fruit trees, scenic walking paths, a sledding hill, and sunny lower pasture areas perfect for gardening, riding, or recreation. This spacious ranch-style home that includes 3 bedrooms, 3 updated full baths, beautiful hardwood floors, fireplaces of hand cut stone/masonry, double sided on the upper level, single large on the lower and a 2.5-car garage which has built-ins and a workshop ideal for hobbyists or extra storage. The walkout lower level features a large family room, a kitchenette, a full bath, and a bonus room, perfect for a guest suite, rental, or multi-generational living. A stunning sun-room connects to the outdoors and leads via spiral staircase to an upper deck overlooking the serene landscape. This one-of-a-kind property is ideal for animal lovers, hobbyists, or families seeking a private, nature-filled escape with modern amenities and convenient location. Don't miss this rare opportunity. Schedule your showing today and send over an offer, sellers are motivated!

Highlights

Listed by Anthony Cataldo , 847-636-2489 HomeSmart Connect LLC , 847-495-5000. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
6.84

Year Built

1964

County

Whiteside

Area

Morrison

School District

5

Listing ID

12590411

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Range, Microwave, Dishwasher, Refrigerator, Disposal, Water Purifier, Water Purifier Owned, Water Softener, Water Softener Owned, Gas Cooktop, Gas Oven, Water-Softener Owned,CO Detectors,Ceiling Fan(s),Water Heater-Gas
Air Cond:Window Unit(s)
Fireplaces:Double Sided,Wood Burning
Floor:Hardwood
Basement:Finished,Walk-Out Access
Other:
  • ▪ Additional:In-Law Floorplan, 1st Floor Full Bath, Walk-In Closet(s), Separate Dining Room, Workshop
Water:Well

Exterior Features

Lot:Mature Trees,Stream,Creek
Lot Dimensions:728X422X681X425
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Asphalt,Garage Door Opener,Yes,Attached,Garage
Principal Interest
$2,280
Taxes
$483

Home Price

$425,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$85,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,280.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,280.33 $483.25 $0.00 $2,763.58
Yearly $27,363.90 $5,799.00 $0.00 $33,162.90
Total $820,917.11 $173,970.00 $0.00 $994,887.11
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Market insight data is pulled from the same city as the listing being viewed (Morrison, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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