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16578 N Oak Hill Ln , Mt Vernon, IL 62864
$395,000
Est. Payment: $2,119.36/mo
4 Bed
4 Bath
3408 Sqft
2.95 Acres
Status: active | Days on site: 8
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98158 - 1060201
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House Description

Located in the desirable Rome School District and just minutes from town, this 4-bedroom, 4-bath home sits on 2.95 acres featuring a picturesque pond, mature pine trees, large yard, firepit area, and multiple outdoor spaces. The recently updated pole barn adds significant versatility with a bathroom, large work area, heated & cooled loft, 3-unit mini-split system, and propane furnace for additional heat. The main level offers a bright living room, kitchen with oak cabinetry, solid surface countertops and stainless appliances, dining area, and family room with a wood-burning stove and freshly cleaned carpet. An oversized mudroom opens to the side deck overlooking the pond, while the half bath also serves as a convenient laundry area. Upstairs, the primary suite features a private full bath and sliding doors to the upper rear deck. Three additional bedrooms share a full bath, with the largest bedroom offering access to the front balcony. Sliding doors provide access to both the front and rear decks. The walk-out lower level provides a large bonus room, full bath with jetted tub, maintenance/storage room, and unique hidden-door access. French doors open to the concrete patio. A two car garage provides additional usable space for storage, hobbies, or projects. Two separate HVAC systems provide zoned comfort, with one serving the basement and main level and the other serving the upper level. High-speed internet is available, and a new aerator system was installed in 2024. With acreage, a pond, mature trees, extensive outdoor space, and a versatile pole barn, this property offers the space and flexibility of country living while remaining conveniently close to town.

Highlights

Listed by Christi Ham , 618-231-0994 King City Property Brokers , 618-316-7331. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
2.95

Year Built

1975

County

Jefferson

Area

Mt Vernon

School District

2

Listing ID

12777886

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
Air Cond:Central Air
Fireplaces:Wood Burning
Floor:Carpet
Below Ground Sq Ft:1120
Basement:Finished,Full
Other:
  • ▪ Additional:Quartz Counters
Water:Public

Exterior Features

Lot:Irregular Lot,Wooded,Backs to Trees/Woods,Sloped,Waterfront
Lot Dimensions:308x445x310x47x162x254
Garage Capacity:5
Roof:Asphalt
Sewer:Septic Tank
Parking Features:Concrete,Gravel,Garage Door Opener,Yes,Attached,Detached,Driveway,Garage
Principal Interest
$2,119
Taxes
$619

Home Price

$395,000

Loan Details

30 yrs
7.08%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,119.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,119.36 $618.92 $0.00 $2,738.28
Yearly $25,432.33 $7,427.00 $0.00 $32,859.33
Total $762,970.02 $222,810.00 $0.00 $985,780.02
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Master Chief
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Market insight data is pulled from the same city as the listing being viewed (Mt Vernon, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T04:57:04.000Z

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