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sales rep | Brivity IDX

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401 S 20th St , Mt Vernon, IL 62864
$98,500
Est. Payment: $537.55/mo
3 Bed
2 Bath
1652 Sqft
Status: contingent | Days on site: 122
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98092 - 1060260,1060260
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House Description

Spacious 3-Bedroom, 2-Bath Home on Two Lots! This spacious home offers 3 bedrooms and 2 full baths with a welcoming front porch entry that opens into a bright, open-concept living room and kitchen area. The kitchen features white cabinetry, appliances, and a convenient snack bar, making it perfect for everyday living and entertaining. Just off the main living area is a second sitting room that would also make an excellent home office, playroom, or flex space. The primary bedroom includes a private bath, while the laundry area comes complete with appliances. One of the bedrooms features a fun chalkboard wall, perfect for kids' creativity. Recent updates include attractive new laminate flooring throughout much of the home. Situated on two lots, the property offers plenty of outdoor space with both chain-link and privacy fencing, providing room for children, pets, and outdoor activities. A concrete driveway adds convenience, and the location is close to shopping, dining, schools, and other amenities. Move-in ready with space, flexibility, and a convenient location! Schedule your showing today.

Highlights

Listed by Lisa McKinney , 618-237-4525 C21 All Pro Real Estate , 618-242-9850. Midwest Real Estate Data mls logo

Property Type

Residential

Year Built

1900

County

Jefferson

Area

Mt Vernon

School District

80

Listing ID

12675110

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:
Basement:Unfinished,Partial
Water:Public

Exterior Features

Lot:Corner Lot
Lot Dimensions:106x89x106x89
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Driveway,Yes
Principal Interest
$538
Taxes
$106

Home Price

$98,500

Loan Details

30 yrs
7.25%

Down Payment

20%
$19,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$537.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $537.55 $106.25 $0.00 $643.80
Yearly $6,450.66 $1,275.00 $0.00 $7,725.66
Total $193,519.77 $38,250.00 $0.00 $231,769.77
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Master Chief
Lender
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Market insight data is pulled from the same city as the listing being viewed (Mt Vernon, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T14:56:06.000Z

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