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4903 Clearwater Ln , Naperville, IL 60564
$699,000
Est. Payment: $3,814.73/mo
4 Bed
3 Bath
2756 Sqft
0.28 Acres
Status: contingent | Days on site: 17
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House Description

Charming curb appeal, a beautiful private yard, and a spacious open layout make this well-maintained Harmony Grove home one you won't want to miss. Located on a quiet street within the subdivision and attending highly acclaimed Naperville District 204 schools, including Neuqua Valley High School, this home offers inviting spaces inside and out. Step inside to a welcoming 2-story foyer with a turned staircase. Hardwood flooring extends throughout the majority of the main level, complemented by brand-new carpet. The kitchen features granite countertops, a walk-in pantry and plenty of workspace, and opens directly to the impressive family room with vaulted ceilings, a wall of windows bringing in abundant natural light, and a gas fireplace. One of the standout spaces is the amazing sunroom just off the kitchen. With vaulted ceilings, all-new windows and a new sliding door, it's a bright and inviting space overlooking the beautifully landscaped backyard and private patio with a built-in umbrella. Mature landscaping in both the front and back creates a peaceful, established setting. The main level also includes a private office and a convenient laundry/mudroom located just off the garage. Upstairs, the vaulted primary suite features a spacious private bath with dual vanities, soaking tub and walk-in closet. The hall bath also offers dual vanities. The finished basement provides even more room for a recreation area, TV room, playroom, home gym or whatever best fits your needs, while a separate storage room keeps everything organized. This home has been thoughtfully maintained with updates including a tankless hot water system, radon mitigation system, roof approximately six years old and exterior painting completed in 2024. Located in desirable Harmony Grove and served by Kendall Elementary, Crone Middle School and Neuqua Valley High School, this home combines a beautiful private setting, flexible living space, a finished basement and a truly special sunroom in a location that's hard to beat.

Highlights

Listed by Virginia Jackson , 630-258-6390 Baird & Warner , 630-778-1855. Midwest Real Estate Data mls logo

Property Type

Residential

Lot/Acreage
0.28

HOA Fee

225 Annually

Year Built

1997

County

Will

Area

Naperville

Neighborhood

Harmony Grove

School District

204

Listing ID

12772480

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, CO Detectors,Ceiling Fan(s),Sump Pump,Backup Sump Pump;,Radon Mitigation System,Water Heater-Gas
Air Cond:Central Air
Fireplaces:Gas Starter
Floor:Hardwood,Carpet
Basement:Finished,Full
Other:
  • ▪ Additional:Granite Counters, Separate Dining Room
Water:Lake Michigan

Exterior Features

Lot Dimensions:12032
Garage Capacity:2
Roof:Asphalt
Sewer:Public Sewer
Parking Features:Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,815
Taxes
$1,063
HOA
$225

Home Price

$699,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,814.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,814.73 $1,063.33 $225.00 $5,103.06
Yearly $45,776.76 $12,760.00 $2,700.00 $61,236.76
Total $1,373,302.71 $382,800.00 $81,000.00 $1,837,102.71
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Market insight data is pulled from the same city as the listing being viewed (Naperville, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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