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204 Holly Ln , Oswego, IL 60543
$625,000
Est. Payment: $3,410.88/mo
4 Bed
4 Bath
3255 Sqft
Status: contingent | Days on site: 6
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House Description

Welcome to 204 Holly Lane in Gates Creek West, where spacious living, entertaining and a beautiful pond-side setting come together. Located in Oswego with Yorkville schools, this impressive two-story home offers flexible living space from top to bottom, along with an inground saltwater pool and tranquil views of the pond and fountain just beyond the backyard. A covered front porch and brick-accented exterior welcome you inside to a dramatic two-story foyer. The main level offers a private den, formal dining room and a beautifully designed sitting room featuring a built-in dry bar with wine cooler and beverage refrigerator-the perfect spot to unwind with an evening cocktail or gather with friends for conversation. At the heart of the home, the spacious kitchen provides abundant cabinetry and counter space and flows easily into the casual dining area and soaring two-story family room with fireplace and walls of windows. Step outside onto the raised composite deck overlooking the inground saltwater pool, mature backyard and pond beyond. Whether entertaining on a summer afternoon or simply listening to the fountain across the water, this backyard setting was made to be enjoyed. A first-floor laundry room adds everyday convenience. Upstairs, the generously sized primary suite features a vaulted ceiling, peaceful backyard views and a spacious en suite bath with dual vanity, soaking tub and separate shower. A concealed panic/safe room is located behind the smaller linen closet. Three additional well-sized bedrooms and another full bath complete the second level. The partially finished basement expands the possibilities even further with a recreation area, additional bedroom, wet bar and full bath-ideal for an in-law arrangement, extended-stay guests or additional living space. And golfers take note-the dedicated golf simulator, including the simulator equipment, stays with the home, creating your own year-round place to practice and play. With 5 bedrooms, 31/2 baths, multiple entertaining spaces, a three-car garage, inground saltwater pool, pond views and a versatile finished lower level, 204 Holly Lane offers the space to gather, retreat, entertain and enjoy home in every season. This is more than a house with great features-it's a home designed for how people actually live.

Highlights

Listed by Michele Carter , 630-479-8151 Coldwell Banker Real Estate Group , 630-553-9000. Midwest Real Estate Data mls logo

Property Type

Residential

HOA Fee

300 Annually

Year Built

2004

County

Kendall

Area

Oswego

Neighborhood

Gates Creek West

School District

115

Listing ID

12770275

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Microwave, Range, Dishwasher, Refrigerator, Fire Sprinklers,CO Detectors,Ceiling Fan(s)
Air Cond:Central Air
Fireplaces:Gas Starter
Floor:Hardwood,Wood
Basement:Partially Finished,Rec/Family Area,Full
Other:
  • ▪ Additional:Vaulted Ceiling(s), Cathedral Ceiling(s), Dry Bar, Wet Bar, In-Law Floorplan
Water:Public

Exterior Features

Lot:Waterfront
Lot Dimensions:86 x 125
Garage Capacity:3
Sewer:Public Sewer
Parking Features:Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
Principal Interest
$3,411
Taxes
$1,190
HOA
$300

Home Price

$625,000

Loan Details

30 yrs
7.25%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,410.88

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,410.88 $1,190.08 $300.00 $4,900.96
Yearly $40,930.58 $14,281.00 $3,600.00 $58,811.58
Total $1,227,917.30 $428,430.00 $108,000.00 $1,764,347.30
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Market insight data is pulled from the same city as the listing being viewed (Oswego, IL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MRED as of the date listed below. All data is obtained from various sources and has not been, and will not be, verified by broker or MRED. MRED supplied Open House information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MTP or MRED. The use of the MRED Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers' personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability. Some listings have been excluded from this website.

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Data last updated: 2026-10-27T08:59:06.000Z

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